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Mobile within Insurance Jeff Calusinski Distinguished Engineer :: Social Media & Client Technologies. Mobile 1.0 :: Getting in front of your customer. Photo from Flickr User: Jimmy Teo 2009 Creative Commons, Attribution 2.0 Generic. Many started here. First Notice of Loss Get a Quote
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Mobile within InsuranceJeff Calusinski Distinguished Engineer :: Social Media & Client Technologies
Mobile 1.0 :: Getting in front of your customer Photo from Flickr User: Jimmy Teo 2009 Creative Commons, Attribution 2.0 Generic
Many started here First Notice of Loss Get a Quote Website within a mobile application What need does this satisfy?How well do you know your clients?
Mobile 2.0 :: Build a Following Photo from Flickr User: Ben Heine 2009 Creative Commons, Attribution 2.0 Generic
Mobile Application Choice • Carriers should be thinking about • Who is the End User • User Context • Business alignment • Pushing the envelope • Target Marketing / Campaign Management / Analytics • Technology should complement approach • HTML5 • Hybrid • Native • Decisions have Consequences • Client/Server days are back • Skill gaps • Dynamic nature • More mobile types creates more complexity
Mobile 2.0 :: Multi-Channel Strategy Photo from Flickr User: David Wilbanks 2008 Creative Commons, Attribution 2.0 Generic
Where should my application run? • IT Provides me choices • Web • Contact Center • Mobile • IVR • Cloud • Decisions need to be made • UX/UI design & usability • Brand awareness • Marketing approach • Which channel is first
Mobile 2.0 :: Application Reflection Photo from Flickr User: Mike Baird 2009 Creative Commons, Attribution 2.0 Generic
Applications • Focus on • Agent Enablement • Full Financial services • Target Marketing / Campaign Management • Client Education • Tools • Games • Have fun with • Kids driving game • License plate game • Slug bug game • Integration with Apple Credits for Saving • Teach users how financial planning works by using apple points • Game Partnerships • Mobile Sims
Mobile 2.0 :: Looking Forward Photo from Flickr User: Kevin Law 2008 Creative Commons, Attribution 2.0 Generic
Things to consider Unified Mobile Framework Mobile Analytics Enterprise Notification Services Social Integration
USAA's iPad Application Fully Integrated Line of business services Blend of education and services Consistent UX with client expectations Online and offline capabilities
StateFarm's “MoveTool” iPad Application High fidelity native application Nice blend of brand awareness and product integration Practical for all users Leveraging multiple devices services
Geico's “GloveBox” iPad Application Hybrid application Leverages social media and value added services Very good usability Integrated partner services
Prudential's “Retirement Calculator” Educational tool Strong brand alignment Very good usability
MetLife's “Variable Annuities” Video Based Strong brand alignment Educational
Axa Equitable's “Athena” iPad Application Highly Interactive User Based messages Educational tool based