10 Ways to make your Rescue Mission Lawsuit-Proof

1. 10 Ways to make your Rescue Mission Lawsuit-Proof Brian H. Merriam, CPCU, ARM, AAI Merriam Insurance Agency www.rescuemissioninsurance.com Toll-fee: (877) MERRIAM (637-7426)

2. Board Creation/Activities Premises Operations Automobile Products/Implied Warranties Contractual Professional Employees/volunteers Areas of Liability:

3. Ramifications: • Loss of current resources • Money • Property • Personnel • Government considerations • Loss of community confidence • Loss of future resources • Loss of morale

4. 10 Ways to Avoid Lawsuits: 1) Termination of various activities 2) Avoidance of riskier activities

5. 10 Ways to Avoid Lawsuits: 3) Contractual considerations 4) Use of Additional Insured endorsements 5) Alignment with expert counsel • Board attorney • Outside counsel • Experienced insurance broker • Experienced insurance company

6. 10 Ways to Avoid Lawsuits: 6) Employment practices • Background checks 7) Adopting written procedures: • Operations manual • Employee manual

7. 10 Ways to Avoid Lawsuits: 8) Motor Vehicle Reports & Vehicle use policies 9) AGRM Certification 10) AGRM Certified Excellent

8. Conclusion! • Questions & Answers • Thank you! Merriam Insurance Agency www.merriaminsurance.com Toll-fee: (877) MERRIAM (637-7426)