LIC’s BIMA ACCOUNT - II

1. LIC’s BIMA ACCOUNT - II TABLE NO.806

2. LIC’s BIMA ACCOUNT- II (Plan No.806)FEATURES • Guaranteed Returns: Guaranteed Returns at the Rate of 6% per annum on the Policyholder’s Account throughout the term. • Additional Returns: Additional Interest may be declared on Policyholder’s Regular Premium Account based on Corporations experience. • Easy Liquidity – Loan can be availed after completion of 1 year.

3. LIC’s BIMA ACCOUNT- II (Plan No.806) - Features • Transparency– Policy charges are disclosed. • Premiums – Convenient Modes for payment of premiums & no upper limit on Investment. • Facility for Top-up premiums.

4. LIC’s BIMA ACCOUNT- II (Plan No.806) - BENEFITS Maturity Benefit : Amount in Policyholder’s Account. Death Benefit: (i) Sum Assured and (ii) Amount in Policyholder’s Account.

5. LIC’s Bima Account-II (Plan No.806)Benefits Loan : Available after completion of 1 year. Loan amount can be to the extent of 60% of the amount in Policyholder’s fund. Surrender: Full amount in Policyholder’s fund after the 3rd Policy year. Top-up premium: Allowed

8. LIC’s Bima Account - II (Plan No.806)Loan • Loan shall be granted on completion of one policy year. After payment of 1 annualised premium. • Loan is available to the extent of 60% of the amount in the Policyholder’s Account. • The minimum amount of loan is 1000/-.

9. LIC’s Bima Account-II (Plan No.806)Surrender Request for surrendered after the 3rd policy anniversary - Full amount in the Policyholder’s Account is paid. Request for surrender before the 3rd policy anniversary – Balance amount in the Policyholder’s Account as on the date of Surrender is due. The amount shall be paid on completion of the third policy year. During the lock-in period no charges shall be deducted and no interest shall be paid.

10. LIC’s Bima Account-II (Plan No.806)Additional features Days of Grace: 30 days from the date of First unpaid premium (FUP) for all modes of premium payment. Revival: Within 12 months of First Unpaid Premium (FUP). Paid-up Value: When premiums are not paid within the days of grace, the policy becomes paid-up and the amount in Policyholder’s Account shall earn interest at the rate of 5% p.a. The Guaranteed Interest of 6% shall be restored from the date of revival.

12. LIC’s Bima Account- II (Plan No.806)Terms explained Compulsory Termination – Applicable when premiums are paid for less than 2 years and the policy is not revived during the revival period. If loan has been availed and the Policyholder’s Account is less than or equal to the loan plus loan interest amount.

13. LIC’s Bima Account – II (Plan No. 806)Go for it… • For your children aged 8 years and above: - Show that you care and give them an early lesson in saving. - Introduce them to the virtues of Protection & insurance. - Use the Maturity amount to help them take their first independent steps towards a bright future.

14. LIC’s Bima Account-II ( Plan No. 806)Go for it… • For you - Because returns are guaranteed. - Because the plan offers Additional Interest. - Because you can avail loan when you need. - Because it is an ideal account to divert your small and occasional cash flow – through top-up premiums

15. LIC’s Bima Account-II ( Plan No. 806)Go for it…. • Death Benefit includes Sum Assured as well as Policyholder’s Account Value. • No Surrender Charges and full amount in Policyholder’s Account shall be paid on completion of the third policy anniversary. • Because LIC’s Bima Account-II has been designed especially for you. Thank You!