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AN ATM COUNTER

AN ATM COUNTER. INTRODUCTION. An Automated Teller Machine is a self service banking machine attached to a host computer through a telephone network. Services available through an ATM include: Make deposits of cash and checks. Withdraw cash .

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AN ATM COUNTER

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  1. AN ATM COUNTER

  2. INTRODUCTION An Automated Teller Machine is a self service banking machine attached to a host computer through a telephone network. Services available through an ATM include: • Make deposits of cash and checks. • Withdraw cash . • Transfer money between accounts. • Obtain account balance.

  3. HISTORY • Don Wetzel, vice-president of product planning at Docutel (USA), was the chief conceptualist of ATM. • He along with Tom Barnes and George Chastain began work in 1968. • The working prototype came about in 1969. • The first ATM was installed at the Rockville Centre(New York) based Chemical Bank.

  4. PARTS OF AN ATM • Two input devices: Card reader & Keypad • Four output devices: Speaker, Display screen, Receipt printer & Cash dispenser

  5. PARTS OF ATM

  6. CASH DISPENSER

  7. WORKING OF ATM

  8. TYPES OF ATM CONNECTIVITY • An ATM connects and communicates through a host processor . • Two types of connectivity Leased line Dial-up Line

  9. Leased Line: ATM connects directly to the host through a 4 wire point-to-point dedicated phone line. • Dial-up Line: ATM connects to the host through a normal phone line using a modem and a toll free number. or Through an ISP using a local access number.

  10. DIFFERENCE BETWEEN LEASED AND DIAL-UP LINE • Leased line: Initial cost of setting up very high. Monthly operating costs very high. • Dial-up line: Initial cost of setting less than half of leasedline. Monthly operating costs fraction of that of leased line.

  11. BENEFITS OF ATM • FOR THE BANK: Increases existing business. Generates new business. Provides additional revenue streams. ATM pays for itself. • FOR THE CUSTOMER: Saves time and money. Can get cash whenever and wherever required.

  12. SAFE USAGE • Don’t scratch or bent your ATM card. • Don’t write down your PIN anywhere. • Make your PIN a series of numbers or alphabets that you can easily remember. • Cover the ATM keypad when you type your PIN so that other people cannot see it.

  13. It is important to use a well-lit,public ATM at night.

  14. SECURITY FEATURES INSIDE AN ATM FACILITY • Surveillance camera. • Doors that automatically lock if there is an attempt to break open the machine. • Alarm system that connects to central monitoring point.

  15. NEW INNOVATIONS • PC- based ATM. • ATM with keypad having Braille letters and numbers. • Wireless ATM • Mobile ATM • Floating ATM

  16. ATM WITH BRAILLE KEYPAD

  17. PC-BASED ATM

  18. MANUCTURES OF ATM IBM DIEBOLD WINCRO TRITON TIDEL

  19. CONCLUSION • The result suggest that we can use ATM whenever & wherever we need. • ATM is very popular among us.

  20. Thank You

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