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Health policy a better way to protect you in medial crisis

It is important you determine the sum assured to you on the basis of your city, duration you buy the policy and the city you live in. India health insurance costs higher in metropolitans and big cities compared to smaller ones. <br>

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Health policy a better way to protect you in medial crisis

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  1. HEALTH INSURANCE

  2. Health policy a better way to protect you in medial crisis Health cover is an awesome way to protect yourself and family from the heavy expenses of medical treatments in today’s times. Health insurance policy covers the expenses of the insured person’s medical and surgical costs. Future is highly uncertain; you may never know when you might fall ill critically or meet with an accident. Therefore, it is better to stay prepared beforehand with suitable health cover. • In India, there are various companies who have introduced hundreds of customized policies for consumers.

  3. Compare Policy: Firstly, it is important you make a list of your family members, their needs, hereditary disorders, their health issues, term of policy, premium you can pay, base plan and your expected top up cover. Then compare these with features you need online and see if policies are meeting your needs. • For people above 50 years purchase an individual plan as they would be more prone to health needs and thus expenses. • Joint or Individual Plan: • Many times people get confused whether to buy a family floater plan or individual policy for each member. It is advisable if your family members are young and below 50 years it is better to go for family floaters as there is less chance of risks to health.

  4. Cashless Facility: One of the best parts of India health insurance policy is that they provide customers with cashless claims. There are different insurance companies with varied ways of settlement of medical claims. • Hospital Networks: • Before buying your health plan it is important to check the empanelled hospital covered by the policy. Check if they have cashless claim, check if they are nearby from your house. • Sum assured • It is important you determine the sum assured to you on the basis of your city, duration you buy the policy and the city you live in. India health insurance costs higher in metropolitans and big cities compared to smaller ones.

  5. Buy Early: • Early policy purchase give lots of benefits like low premium, high cover, less settlement time of claim etc. At early age you’re not prone to diseases, you can get best coverage with no medical examination hassles. • Keeping in mind few of these points while purchasing India health insurance will make sure you opt for the best suited policies, from the available options in markets. • [Source: https://healthinsurancepolicyblog.wordpress.com/2016/05/23/health-policy-a-better-way-to-protect-you-in-medial-crisis/]

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