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SMARTLINK ECOMMERCE JOURNEY. Smartlink Card., JSC Presenter: Nguyen Hoang Long. Smartlink Introduction. Founded in 04/2007 by 16 Vietnam commercial banks Main services: Switching , Ecommerce, Top up, Bill Payment, E-wallet, Mobile Banking
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SMARTLINK ECOMMERCE JOURNEY Smartlink Card., JSC Presenter: Nguyen Hoang Long
Smartlink Introduction • Founded in 04/2007 by 16 Vietnam commercial banks • Main services: Switching, Ecommerce, Top up, Bill Payment, E-wallet, Mobile Banking • 40 member banks and inter-connected with other domestic networks • Third party processor for Visa International, MasterCard Inc., American Express, JCB, China Union Pay, Diners Club
Smartlink Introduction USD 2.8 billion 55 million 100 + 60.4 m Partner Companies domestic cardholders Transactions Transaction values processed in 2012 16.000 ATM 104.000 POS Transaction volume increases at an average rate of 35%
Customers, Partners and Banks TELECOM COMPANIES LOCAL BANKS MULTI-NATIONAL PARTNERSHIPS AIRLINES
Next Step: Automated Clearing House The Automated Clearing House system (ACH) SML IPG is expected to be the platform of the national ACH network. • An interbank electronic fund transfer network All the requirements have been met by SML IPG • Connections • of a single • system to banks & service providers • Transactions: billing, interest payments, tax • payments, etc.