How to Check CIBIL Score Online Absolutely Free of Cost?

1. How to Check CIBIL Score Online Absolutely Free of Cost? TransUnion​​CIBIL lets you check your credit score for free, once a year, on its website. If you are keen to check your CIBIL score score again in the same year, you’ll have to pay a fee of INR 550. With the below mentioned steps you can do a CIBIL score check online hassle free: ● Go to CIBIL’s website and click on the link to check free credit score report. ● Create your Account. ● Put in the necessary details like Date of Birth, Aadhar, email address, PAN number, etc. You’ll also be required to submit few documents for verification purposes. ● Once the verification is done, the Credit Information Report (CIR) will be sent to you to your email. Via PAN card: ​Few fintech companies let you check your ​CIBIL​ score online by just entering your PAN card details. You can check your credit score there without any hassle of document submission through this method. Via Whatsapp:​ There are a financial technology companies that gives you the privilege of viewing the credit score on Whatsapp. All you have to do is drop a message with your PAN card details on their Whatsapp number. Instantly, you’ll receive your credit score and information. If you want to check ​CIBIL score free​, use the last two methods. It is entirely free of cost on the website of some renowned financial technology companies. Not only this, you can check it for n number of times. Why you should check CIBIL Score from Time to Time? That day is not far when your credit profile will be linked to your social profile. So it is important to maintain a good credit profile and having a look at it from time to time. In India, credit profile is synonymous with CIBIL profile. Reason being, the credit scores by TransUnion CIBIL are accepted widely by all lenders in India. Maintaining a good CIBIL score should be a practice because it helps you get lending products hassle-free. Let’s discuss why you should be doing a CIBIL score check from time to time. Clarity: ​Knowing how lenders perceive you is extremely important from the perspective

2. of lending products. ​Check CIBIL score​ from time to time to gauge where you stand and take the necessary steps to improve it. Spotting errors:​ If you check CIBIL score from time to time, you can keep a track of all the transactions you made. Say, somehow, CIBIL recorded a transaction that you didn’t undertake, which happen to reduce your credit score. So if you check your CIBIL score after ages, you won’t be able to figure out what got your CIBIL score to plummet. Settlement of Disputes: ​In case of any transaction wrongfully recorded by CIBIL, you can raise a dispute against it and settle it there itself by just making a request to CIBIL. But, this is only possible when you know there’s a problem with your CIBIL score. That is why you should try keeping your eyes on your CIBIL score from time to time.