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A lot of people ask questions like u201cWhich will be the best credit card for me to have?u201d and u201cWhat credit limit should I get?u201d There is not a clear-cut answer to these questions because there is no such thing as a perfect credit card which suits everybody. Each individual lives differently spends differently, shops differently, then how can a single credit card can be perfect for everyone? Same as humans, different cards have different properties which serve different needs of humans. There are a lot of different cards in the current financial market made available by the leading banks and financial institutions to satisfy the need of their customers.
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Which is The Best Credit Card for India That You Can Choose?
A lot of people ask questions like “Which will be the best credit card for me to have?” and “What credit limit should I get?” There is not a clear-cut answer to these questions because there is no such thing as a perfect credit card which suits everybody. Each individual lives differently spends differently, shops differently, then how can a single credit card can be perfect for everyone? Same as humans, different cards have different properties which serve different needs of humans. There are a lot of different cards in the current financial market made available by the leading banks and financial institutions to satisfy the need of their customers.
And that’s the primary reason why it is a bit tough to pick out the single one and declare it as the best credit card for India. Credit Cards serve different purposes to people ranges from dining outside to watching the movie outside. Choosing the right credit card is a daunting process considering the number of options any individual has in the current financial market. So in this article, we will tell you about a few credit cards’ features so that you can make a better decision at choosing the best credit card for India. Below are some.
SBI SimplyClick Credit Card: If you’re a shopaholic and online purchasing freak, then this credit card from SBI is perfect for the needs of a salaried person. On joining this card, you’ll get Rs 500 Amazon Gift Card. Apart from this, you get 10X reward points on every online transaction made on Amazon, Cleartrip, Foodpanda, Lenskart, Bookmyshow and 1x reward points on any other shopping site. The annual fee for this credit card is Rs 500 which can be waived off on the annual spending on Rs 1,00,000 • HDFC Platinum Plus Credit Card: This credit card from HDFC Bank avails you to redeem your reward points on the travel and fuel which makes it perfect for you if you commute to your office by your car/bike. The thing which makes it the perfect candidate for the best credit card for India is that there is no annual fee on this card. The fuel surcharge waiver stands at 2.5% on fuel consumption.
Citibank Cashback Credit Card: Through this credit card, salaried individuals can get the cashback and reward points on every transaction made by you. Above all this, you can make a payment up to Rs 2,000 without entering your PIN. It will help you in saving a lot of money through the 5% cashback on utility bills.
Standard Chartered Platinum Rewards Card: Having no joining or annual fees, this credit card from Standard Chartered Bank is perfect for any kind of salaried individuals whether they are private or government employees. With the welcome offer of 1000 reward points on using the card within 60 days, this card also gives 60% off on the UBER rides. Apart from this, this card gives you the number of offers on shopping, dining, movie tickets, etc.
