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Insuring Your Ride: Exploring Coverage Options in Auto Insurance Auto insurance coverage serves as a financial safety net, offering protection against unexpected events on the road. Understanding the various coverage options available is essential for ensuring adequate protection for your vehicle and yourself. From liability coverage to comprehensive plans, each option plays a crucial role in safeguarding your investment and providing peace of mind while driving. Key Coverage Options Bodily Injury and Property Damage Liability: Covers medical expenses and property damage in accidents where you are at fault. Comprehensive Coverage: Protects your vehicle from non-collision damages like theft, fire, and weather damage. Collision Coverage: Handles damages to your vehicle from colliding with other vehicles or objects, usually with a deductible. Uninsured/Underinsured Motorist: Covers your expenses if you are in an accident with an uninsured or underinsured driver. Medical Payments Coverage (MedPay): Covers medical expenses from an auto accident, regardless of fault, usually within three years. Custom Parts and Equipment Coverage: Compensates for permanent auto enhancements beyond the manufacturer’s installations. Rental Reimbursement: Covers damage to your rental vehicle in an accident, useful if you do not have a second vehicle. Roadside Assistance: Offers towing and assistance for breakdowns, flat tires, and lockouts, available 24/7. www.shawncampinsurance.com Shawn Camp Insurance Agency, Inc 2705 E. Stan Schlueter Loop, Suite 101 , Killeen, TX - 76542 Phone: (254) 526 - 0535