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What is Uninsured & Underinsured Motorist Coverage The type of uninsured/underinsured motorist auto coverage determines the amount of liability coverage provided in case of a collision with an irresponsible driver. 1 What is meant by an underinsured driver? A driver at fault who lacks enough insurance to compensate the afflicted party for damages caused. 2 When is this coverage applicable? When the driver at-fault has insufficient or no liability coverage. An accident is not caused by you. 3 File a claim with the insurance company. Recoup compensation for medical expenses incurred and lost wages. How does it work? Get your vehicle repaired. 4 What are the Benefits? It helps you recover expenses incurred when hit by a driver who is uninsured/underinsured. www.shawncampinsurance.com Shawn Camp Insurance Agency, Inc. 2705 E. Stan Schlueter Loop, Suite 101 , Killeen, TX - 76542 Phone: (254) 526 - 0535