Fashion B: Standard 15 Being a smart shopper and making good purchases.

1. Fashion B: Standard 15Being a smart shopper and making good purchases. Created by: Kris Caldwell Timpanogos High School

2. Being a smart shopper!! • Evaluate what you have. • Make a list • Set priorities • Quality • Price • Service

3. Prepare Ahead • Gather Information • Read magazines, newspapers • Browse stores • Study ads • Check catalogs, internet • Decide where to shop • Plan large purchases first • When to shop • Early in season vs. late • Shop ahead

4. Shopping!!!! • Go alone • Take a close friend or relative if needed • Control “impulse buying” • Develop “sales resistance” • Use good shopping manners • Wait your turn • Be courteous • Read signs (know policies) • Pick up dropped items

5. Hangtags and Labels • Hangtags: Detachable “signs” attached to clothing. • Tells consumers what manufacturers want to say about their product • Tells features, guarantees, etc. • Labels: Permanently attached to garments on the inside. Made of ribbon or cloth • Must give certain information: • Fiber content and country of origin • Care required • Manufacturer/Distributor (Identification number of producer)

6. Packaging • Packaging: The covering, wrapper, or container in which some merchandise is placed.

7. Government Regulations • TFPIA: Textile Fiber Products Identification Act • Information that must appear on labels of textile products sold in the USA • % of fiber listed • If less than 5%, can be listed as “other” • Registered Numbers of manufacturer (Listed as RN#) • Country of origin (if not US)

8. Government Regulations, Cont. • Permanent Care Labeling Rule • Attach clear and complete permanent care labels (durable) • If packaged, you must be able to read care label through package.

9. Comparison Shopping • Comparison Shopping: Comparing the qualities and prices of the same or similar items in different stores before buying.

10. Judging Value and Quality • Value: The degree of worth or benefit of something. In clothing the “best value” is the highest quality of materials, construction, and fashion for the lowest price. • Low Quality Garments: Have only fair standards of construction, materials, and design.

11. Judging Value and Quality • Medium Quality Garments: Have reliably good construction, materials, and design. They are usually quite durable. • High Quality Garments: Have the best construction, materials, and design. They emphasize cut, line, and fabric. Characteristics of High Quality Garments are: • 1. Matched plaids and stripes at seams • 2. Generous hems and linings • 3. Linings and buttons are color coordinated with the garment • 4. Seams are straight, with even, secure stitches • 5. Fasteners are secure and are located so no gapping or pulling occurs

12. Specific Points of Quality • 1. Fabric: Should be of an even weave or knit. Free from spots or streaks. It should not contain snags, flaws, or irregularities. • 2. Cut: Should use ample fabric so it does not look “skimpy”. Should be cut “on grain”.

13. Specific Points of Quality • 3. Seams: Should be smooth without ripples or puckers. Should be double-stitched in areas of strain. • 4. Stitching: Should be straight and neat. Should be sturdy with no broken stitches.

14. Specific Points of Quality • 5. Hem: Should be of an even width that is proper for the garment style and deep enough to let down if needed. Should lie flat and have a finish suitable to the fabric. • 6. Reinforcements: Should be included at areas of strain. Might be done with extra stitching, bar tacks, or metal rivets.

15. Specific Points of Quality • 7. Zipper: Should be long enough and strong enough for the garment and located for easy use. It should match the color of the garment. It should open and close easily and not catch on the garment. • 8. Fasteners: Buttons, snaps, hood and eyes, should be of a suitable size, color, and type for the garment. They should require the same care as the garment.

16. Specific Points of Quality • 9. Buttonholes: Should look neat. They should be evenly and properly spaced to exactly match the placement of the buttons. • 10. Collars: Should be cut on-grain and centered on the design of the fabric. Backs of collars should lie flat and close to the neck.

17. Checking the Fit of a Garment • Wear the underclothes you will wear with the garment. • Look at all views in the dressing room mirror. • Move around to check out the feel and look. • Make sure the shoulder length is comfortable and the neckline fits smoothly. • There should be enough ease across the chest and back to prevent pulling or stretching.

18. Paying for Purchases • Cash Purchases • Advantages: • Not in debt for purchase • No bills • Discipline yourself • Avoid spending money you don’t have • Disadvantages • Might spend money on wrong things • Not enough money for your real needs • Could lose cash • Can’t establish credit

19. Paying for Purchases • Writing a Check • Advantages: • Gives another record • No need to carry cash • Disadvantages: • Could forget to write check down • Could get overdrawn

20. Paying for Purchases • Debit Cards • Looks like a credit card • Funds are deducted from your bank account • Advantages: • Don’t have to carry cash • Don’t get bills later • Disadvantages: • Have to keep track • Can go over limit

21. Paying for Purchases • Layaway Purchases • Store puts item away for a certain amount of time. • You make a deposit towards purchase • Disadvantages: • Can’t have item until paid in full • If you change your mind, you may pay a penalty • Advantages: • You don’t pay interest • Helps budget

22. Credit Terms • Credit Rating: Evaluation of the financial standing of a person or business based on past records of debt repayment, financial status, etc. • 30-Day Charge Account: Must be paid in full by 30 days after the billing date. • Revolving Charge Account: Credit account that may be paid in full or in monthly installments with added finance charges but may not exceed a total predetermined credit limit. • Installment Plan: Credit arrangement by which a down payment is made toward a specific large purchase, and a contract specifies the periodic payments and finance charges.