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Impact of farmers’ access to ICT services on household savings & credit payment

Impact of farmers’ access to ICT services on household savings & credit payment. Experiences from the Philippines. Research Objectives. Understand how mobile/ICT applications changes farmer access Understand key elements of farmer adoptions

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Impact of farmers’ access to ICT services on household savings & credit payment

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  1. Impact of farmers’ access to ICT services on household savings & credit payment Experiences from the Philippines

  2. Research Objectives • Understand how mobile/ICT applications changes farmer access • Understand key elements of farmer adoptions • Understand MFIs capability of pursuing new farmer segments, capture greater farmer data and promote cross-selling through ICT-based agriculture tech support and ultimately mobile money

  3. Research Methodology • Agri ICT Services • Nutrient Manager • Crop Manager • e-Extension, Elearning (ATI) • Agriculture & Fishering Market Information System 111 farmer respondents Malapatan Multi purpose Cooperative Sarangani, Mindanao 112 farmer respondents First Consolidated Cooperative Along Tañon Seaboards Cebu City, Visayas MFIs Households

  4. Work Plan

  5. INITIAL FINDINGS • Farmers’ savings and credit payment • Relation between the access to ICT services and Farmers’ savings and credit payment level • Comparative analysis for Sarangani and Cebu • Perception of farmer households on the ICT services

  6. Farmers’ savings and credit payment • Farmer household spending pattern/priorities

  7. Farmers’ savings and credit payment • Savings Method

  8. Farmers’ savings and credit payment • Savings Challenges

  9. Farmers’ savings and credit payment • Loan history

  10. Relation between the access to ICT services and Farmers’ savings and credit payment level • Farm production • Farm production quality • Farm improvement • Demand for farm technical assistance

  11. Relation between the access to ICT services and Farmers’ savings and credit payment level • Farm production

  12. Relation between the access to ICT services and Farmers’ savings and credit payment level • Farm production quality

  13. Relation between the access to ICT services and Farmers’ savings and credit payment level • Farm improvement

  14. Relation between the access to ICT services and Farmers’ savings and credit payment level • Demand for farm technical assistance

  15. Comparative analysis for Sarangani and Cebu • Savings & Credit payment patterns • Farmer household production & improvement priorities • Demand for technical assistance • Climate change coping mechanism • Farmer entrepreneurship

  16. Perception of farmer households on the ICT services

  17. CONCLUSIONS • Farmers need human intermediaries to facilitate learning process and actual use of ICT services • Access to ICT services, household savings and repayment capacity are not correlated to richness or poorness of the area • Relation between access to ICT services and repayment capacity is much more complicated that need to be thoroughly investigated. • ICT services can also be utilized for capacity building of MFIs whose impact will trickle down to the farmers • Great need to develop farmer entrepreneurship through ICT services.

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