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1. Return To Work & Transitional Jobs
2. © 2004 Companion Property & Casualty Group Program Goals To lower workers’ comp claim costs
To reduce high workers’ comp insurance premiums
3. © 2004 Companion Property & Casualty Group How to Begin Key components:
A Written Return to Work Policy
Job Analysis for All Problem Jobs
Transitional Work Options for Employees Returning with Temporary Restrictions
4. © 2004 Companion Property & Casualty Group Return to Work Policy Statement Put it in writing.
Apply it consistently.
Use it to guide decision-making.
5. © 2004 Companion Property & Casualty Group RTW and Transitional Job Policy Communicate the policy…
To employees
To supervisors
To healthcare providers
To insurance company or third party administrators
6. © 2004 Companion Property & Casualty Group RTW and Transitional Job Policy Emphasize your commitment to get injured workers back to work as soon as medically safe!
7. © 2004 Companion Property & Casualty Group Job Analysis Provide the treating medical provider with a job analysis of the injured worker’s job.
Focus on the physical and environmental requirements of their original job.
8. © 2004 Companion Property & Casualty Group Transitional Work Options Indicate your willingness to provide work that meets the employee’s physical limitations.
9. © 2004 Companion Property & Casualty Group RTW & Transitional Job Policy List some transitional work job options that can be considered.
10. © 2004 Companion Property & Casualty Group Managing Your RTW Costs Report claims immediately.
Use quality medical providers who share the company’s philosophy on RTW.
Return injured worker as soon as medically safe by providing transitional work options.
11. © 2004 Companion Property & Casualty Group Select Medical Providers According to Local Laws Check your state medical requirements.
Inform employees of the company-selected medical providers when they are ill or injured.
12. © 2004 Companion Property & Casualty Group Sample Policy and Forms Return to work (RTW) and Transitional Job Policy
RTW Agreement
Job Analysis Form
RTW Authorization Form
13. © 2004 Companion Property & Casualty Group Focus on RTW Provide the injured worker’s job analysis and Return to Work Authorization Form
14. © 2004 Companion Property & Casualty Group Sample Return-to-Work & Transitional Job Policy
15. © 2004 Companion Property & Casualty Group Sample Return-to-Work Agreement
16. © 2004 Companion Property & Casualty Group Sample Return-to-Work Authorization Form
17. © 2004 Companion Property & Casualty Group Sample Return-to-Work Authorization Form (continued)
18. © 2004 Companion Property & Casualty Group For More RTW Ideas & Information… Visit the Companion website at www.companiongroup.com and click on the Loss Control tab.
Speak with your agent.