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Analyzing The Obama Health Plan: A Comprehensive Review and Comparison

This analysis examines the key components of the Obama health plan, focusing on addressing the rising number of uninsured individuals, controlling healthcare costs, and proposing solutions through a national health plan, health insurance exchange, employer mandates, and more. The plan also emphasizes quality, efficiency, prevention, and public health initiatives. Critical evaluation is given to various aspects such as employer contributions, coverage mandates for children, state experimentation, re-insurance, and pharmaceutical policies.

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Analyzing The Obama Health Plan: A Comprehensive Review and Comparison

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  1. The Obama Plan • Cedric K. Dark, MD, MPH Disclaimer: I’m not advocating for the plan, I’m just analyzing it...but you gotta admit...it’s a million times better than McCain’s

  2. Scope of the Problem • 47 million uninsured • 9 million uninsured children

  3. Rising Costs Source: Kaiser Family Foundation

  4. How To Fix It

  5. National Health Plan • Guaranteed enrollment • Comprehensive benefits (similar to FEHBP) • Fair premiums & minimal co-pays • Subsidies • Simplifying paperwork • Easy enrollment • Portability and choice • Quality & efficiency

  6. National Health Insurance Exchange • A “watchdog” & reformer of private market (creates rules and standards) • All plans must at least be as generous as “public plan” • Guaranteed issue & no risk rating

  7. Employers • Pay or play philosophy

  8. Children • Mandated coverage • Expansion of S-CHIP

  9. States • Can continue to experiment as long as provide plans at least as generous as “public plan”

  10. Re-insurance • Government to re-insure for “catastrophic” coverage

  11. Quality • Comparative effectiveness research • Pay-for-performance • Care coordination & disease management • Disparities • Health information technology ($10B/5yr)

  12. Insurers • Need more competition

  13. Pharmaceuticals • Drug reimportation • Generics • Negotiation of Medicare D Rx prices

  14. Prevention & Public Health • Healthier workplaces • Tackle childhood obesity • Support health care providers

  15. Malpractice • Will be improved...but how?

  16. What’s Your Take... • Who are the winners? Losers? • What’s easy to accomplish? Hard? • Short term goals? Long term?

  17. References • “Barack Obama’s Plan for a Healthier America.” 2008. Accessed from: www.barackobama.com • Kaiser Family Foundation. “Employer Health Benefits 2006 Annual Survey” 2007. Accessed from: www.kff.org

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