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The National Livelihood Development Corporation (NLDC). Presentation Outline Basic Concepts Where does NLDC fit into these? History Vision Mission Three Pillars of NLDC Operations Wholesale Lending Operations Capacity Building Market Development/Support. Basic Concepts.
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Presentation Outline • Basic Concepts • Where does NLDC fit into these? • History • Vision • Mission • Three Pillars of NLDC Operations • Wholesale Lending Operations • Capacity Building • Market Development/Support
Basic Concepts Livelihood refers to a person’s "means of securing the basic necessities of life – i.e. food, water, shelter and clothing. A person can either seek employment (and be paid a wage on a regular basis), practice his /her profession (self-employed); or start an income generating project/small business (microenterprise). The livelihood has to be sustainable for a person to move beyond subsistence and address other dimensions of poverty (e.g. vulnerability, social exclusion)
employment Practice profession Others Income Generating Projects/Small Business Wholesale loans Capacity Building Market Dev’t./ Support
VISION “By 2020, to cover all Agrarian Reform Communities (ARCs) with sustainable credit assistance and enterprise development interventions”
MISSION To deliver microcredit and agri financing services to rural and agrarian reform communities
Three Pillars of NLDC Operations(statistics presented are accomplishments in CY 2013) WHOLE SALE LENDING CAPACITY BUILDING MARKET DEVT. & SUPPORT P1.587 Bn CART (16) 50 trainings CBED Centers (23) Accredited Program Conduits (80) Accredited Program Conduits (141) 213 trainings Farmer-entrepreneurs (Clustered Approach) (1,038) LCAP LDPO ARBs, NARBs, Marginalized Sector OFWs & their dependents End Clients Institutional Buyers (13) 6,542 clients 256,503
Wholesale Lending Operations LENDING OPERATIONS (CY 2013) • 120 Active Accredited MFI Conduits • P 1.587 Bn Total Loans Released to MFIs • 1,208 of 1,420 of Agrarian Reform Communities Served (85%) • 256,403 Borrowers (ARBs, NARBs, MS) • Overall collection rate of 80% from MFIs As of June 2014: • Loans Outstanding P2.396 Billion • Approved Credit Lines of P4.182 Billion • Available Credit Lines of P1.531 Billion
Capacity Building For end-clients: • Entrepreneurship & Financial Literacy • Leadership & stewardship • Disaster Preparedness • Skills & Livelihood Training • Training of Trainers
Capacity Building Trainings for MFI Partners: (Based on Training needs analysis and Conduit Assessment and Rating Tool Results) Scope: -Organizational -Business Operations -Financial Management
Market Development/Support • In partnership with CRS, promotes Clustering Approach in Agro Enterprise • Establishment of Community Based Development Centers (CBED) where farmer’s produce are consolidated/sorted/packaged before they are delivered to institutional buyers • Linked cluster of farmer entrepreneurs to institutional buyers
ILOCOS SUR Products: Garlic, white onions NUEVA ECIJA Products : White/red onions, Taiwan hot pepper, assorted vegetables PANGASINAN Products:Salad tomatoes, white onions, bell pepper, ube QUEZON Products: Calamansi, kaong TARLAC Products : Calamansi BUKIDNON Products: Assorted vegetables AGUSAN DEL SUR Products: Calamansi DAVAO ORIENTAL Products: Cacao
NLDC … sustains livelihoods … helps marginalized families lift themselves out of poverty …transforms farmers into farmer- entrepreneurs