Welcome to the Crowder College Pre-College Orientation

1. Welcometo theCrowder CollegePre-College Orientation Fall 2013

2. *Academic Timetable*

3. Academic Year * period from August to July during which a normalschool calendar runs. * timeframe for which financial aid is awarded. * usually divided into fall, spring, & summer periods called semesters.

4. Semester* separate periods that combine to make up an academic year. * classes usually run during an 8-week or 16-week period within the semester.

5. * generally, the number of hours per week a class meets each semester. * every class is assigned a specific number of credit hours. * cost is based on the number of credit hours a student is enrolled in per semester. Credit Hour 2013 Fall Schedule 12 Credit Hours

9. *Financial Aid*

10. Student Financial Aid * Financial aid consists of funds provided to students and families to help pay for college expenses.

11. Types of Financial Aid * Scholarships * Grants * Loans

12. Scholarships * Scholarships arenotrepaid. * Scholarships are awarded on the basis of merit, skill, or a unique characteristic.

13. Grants * Grants arenotrepaid. * Grants are most often awarded on the basis of financial need.

14. Loans * Loans mustberepaid. * Loans consist of money that students and parents borrow to help pay for college expenses. * Repayment of loans usually begins after the student’s education is completed. * Loans should be limited to the amount of financial need. * Loans should be considered an investment in the student’s future.

15. Key Financial Aid Terms * COA: Cost Of Attendance * EFC: Expected Family Contribution * SAR: Student Aid Report * PIN: Personal Identification Number * FAFSA: Free Application for Federal Student Aid * Submission confirmation * Financial Need

16. Financial Need Cost Of Attendance (COA) - Expected Family Contribution (EFC) _______________________________ = Financial Need

17. FAFSA * The FAFSA may be filed at any time during an award year. * An award year begins on July 1st and ends on June 30th of the following year. * The FAFSA may be filed electronically or using paper form (electronic filing preferred). * The application form (FAFSA) is available in English and Spanish. * The deadline for filing a FAFSA in Missouri April 1st to receive MO Access Funds.

18. Major Federal Aid Programs * PELL Grants * Student Loans

19. PELL Awards * The Pell is an annual award. * The Pell award is based on the EFC. * The Pell is awarded in two installments most often in the fall and spring semesters. * The amount of the award is based on enrolled credit hours and adjusted accordingly. (cont.)

20. PELL Awards * 12+ credit hours = full time enrollment Full Pell award = $5,645 * 9-11 credit hours = ¾ time * 6-8 credit hours = ½ time * 1-5 credit hours = less than ½ time Less than ½ time Pell award = $1,411

21. Student Loans • Student must be enrolled at least half time. • Entrance counseling must be completed before signing a Student loan promissory note. * Loan applications found on Crowder website.

22. Attempted hours vs. Earned hours

24. Payment Deadlines Fall 2013 Semester Friday, August 23, 2013 Sign up for payment plan if needed

26. Crowder College OneCard Serves as a student’s college ID card as well as a potential debit card for Crowder College financial aid refunds.

28. Financial Aid Assistance * Advisors for Crowder College’s Educational Opportunity Center (EOC) are available for assistance with accessing federal financial aid. * For assistance call 1-866-822-1362 toll free or 1-417-455-5475. www.trio.crowder.edu/eoc

29. GOOD LUCK!