FREE Electronic Check Recovery For your Returned Checks

1. FREE Electronic Check RecoveryFor yourReturned Checks Blair Consulting Services, Inc. Toll Free 1-866-767-0215 Program Runs Automatically Use Cursor to Override Escape Key to Quit

2. What is Electronic Check Recovery? • Electronic Check Recovery is also known as “re-presentment of check” or RCK. • Newly approved method for collecting NSF checks without contacting the customer or using a collection agency. • After providing notice the bank account of the check writer can be debited for the amount of the check and a state allowed collection fee. We provide suggestions for providing proper notification to the check writer. • Our system uses the National Automated Clearing House Association (NACHA) to recover NSF checks electronically. • Re-presentment is the equivalent of re-depositing a bad check through the bank except it’s faster and much more effective.

3. Is Electronic Check Re-presentment Legal? • This process has been in use for several years. New regulations regarding electronic re-presentment officially became effective in September 1998. • The process was tested by the National Automated Clearing House Association (NACHA) and approved by the Department of Treasury.

4. Advantages for Your School • Our service is FREE. There is no set up fee or monthly minimum. • We will increase the recovery rate for lost funds resulting in more dollars for your school budget. • Outsourcing the collection task will free up your staff and permit them to concentrate on more important tasks. Staff members dread bad check collections. • Schools receive a credit in the form of a $5 rebate for every recovered NSF check. This pumps extra dollars into your budget. • All funds are deposited weekly by direct deposit using electronic fund transfer (EFT).

5. More Advantages for Your School • Our service is fast, convenient, and has the highest check recovery rate in the industry at 70-85% for merchants and over 90% for schools! • For those who write bad checks, electronic check recovery eliminates an embarrassing situation and saves them from the inconvenience of arranging for payment. Our recovery process is not abrasive or intrusive for the check writer. • Schools receive a detailed report via email every day our processing center receives a check. • Schools also receive a detailed reimbursement report via email every Monday listing all checks recovered and paid.

6. Our service includes a comprehensive Electronic Reporting System (ERS) that provides total accountability for every check in the system. • ERS features include: • Internet based program with secure login username and password. • View an image of the face of the check. • Retains up to 29 fields of data on every check for seven years. • User friendly search functions. • Save reports to disk in numerous formats (Excel, Text, CSV). • One login for district office and separate logins for each campus. • Data updated daily to provide current check status.

7. Who is Using This Service? • Wichita Falls School District (Texas) • Please feel free to contact David Gregg, Wichita Falls Public School District at 940-720-3261 • We also serve – • Gwinnett County School District (Atlanta, Georgia) • Choctaw-Nicoma Public Schools (Oklahoma) • Puyallup Public School District (Washington State) • Salem-Keizer Public Schools (Oregon) • Sumner Public School District (Washington State) • Grandview Public School District (Missouri) • Snoqualmie Valley School District (Washington State) • Gold’s Gym, Dollar Saver Stores, Regal Nails, Branding Iron Restaurant, Quiznos, and many more

8. How Does The Process Work? • With your permission we file a bank release on your behalf that causes the bad check to be sent to our check-processing center. • Our processing center will debit the account of the bad check writer for the full face value. We can debit up to twice. The account is monitored prior to the second re-presentment for availability of funds. • At the option of the school district, non-NSF checks are sent to our secondary collection agency or else returned to the school. • Funds recovered electronically along with funds collected by our secondary collection agency are deposited into your school bank account every Monday.

9. How to Get Started • A representative will assist you in completing two forms: • Merchant Agreement • Return Items Authorization (bank release) • Provide a voided check for electronic deposit of recovered funds. • Your representative files the Merchant Agreement with the processing center and files the bank release with your local banking institution.

10. Summary Our electronic check recovery service is free and includes provisions for you to walk away if you decide to terminate the service at any time. There are real and immediate benefits to staff, parents, and the district budget. Electronic check recovery can collect your NSF checks faster and more successfully than any other method today. Our report system is comprehensive, user friendly, and provides total accountability for all checks in the system. Our high recovery rate and $5 rebate put money back into your budget. Authorized Representative For

11. Thank You for Considering Our FREEElectronic Check Recovery Service Blair Consulting Services, Inc. Toll Free 1-866-767-0215 www.RBlairConsulting.com Authorized Representative For www.electronic-cap.comEscape Key to Quit