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Family Deductible Illustration Amy covers spouse and three dependents. Ted. Bob. Amy. Sue. Chris. ActiveCare 1-HD with $4,800 family deductible The family deductible may be met by one or more people
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Family Deductible IllustrationAmy covers spouse and three dependents Ted Bob Amy Sue Chris • ActiveCare 1-HD with $4,800 family deductible • The family deductible may be met by one or more people • Plan pays benefits once entire $4,800 is met ̶ there is no individual deductible to meet • ActiveCare 2 with a $1,000 individual deductible and a $3,000 family deductible • Plan pays benefits for an individual as his/her deductible is met • Everyone helps to meet the family deductible, but no one person pays more than the individual amount $200 $400 $1,000 $800 $600 $4,800 Ted Bob Sue Chris Amy
Out-of-Pocket (OOP) Maximum IllustrationAmy covers spouse and three dependents Ted Bob Amy Sue Chris • ActiveCare 1-HD with $4,200 family OOP maximum • The family out-of-pocket maximum may be met by one or more people • Plan pays benefits once entire $4,200 is met ̶ there is no individual amount to meet • ActiveCare 2 with a $4,000 individual and $8,000 family OOP maximum • Plan pays benefits for an individual as his/her OOP maximum is met • Everyone helps to meet the family OOP maximum, but no one person pays more than the individual amount $400 $600 $4,000 $2,000 $1,000 $4,200 Ted Bob Sue Chris Amy