How iWorkwell Satisfies All of Your HR Needs Cost-Effectively

1. How iWorkwell Satisfies All of Your HR Needs Cost-Effectively iWorkwell, Inc. 1616 Walnut Street, Suite 1010, Philadelphia, PA 19103 215-875-1230 www.iworkwell.cominfo@iworkwell.com

2. Overview: iWorkwell, Inc. • A total Human Resource solution online that makes HR easy. • iWorkwell provides: • The tools and knowledge you need to do HR correctly. • Immediate access to top HR experts. • Benefits to you: • Improve Productivity. • Save Money. • Protect Your Business.

3. Overview: iWorkwell, Inc. iWorkwell is NOT: • an HR outsourcer • an ASP, software, or IT (HRIS) system • a consulting firm. iWorkwell is a web-based resource with everything necessary to do HR cost-effectively yourself.

4. iWorkwell - Expertise In AllHR Disciplines • Benefits • Compensation • Employee Relations • Leadership, Management & Communication • Legal/Legislative Issues • Performance Management • Safety & Security • Staffing/Onboarding • Technology & HRIS

5. You must: • follow federal and state regulations • employment laws • attract & retain quality employees • pay competitive salaries • offer benefits (e.g., health insurance & 401K plans) • train and incentivize staff • file the proper forms • process payroll • and many other activities… HR Activities HR is NOT an Optional Activity. It is a required function. People are what make or break a business. You cannot run a successful company without doing HR effectively.

6. Annual HR Costs Sources: * HR Outsourcing for a typical company of 30 to 100 employees, includes: On-site Technician, Payroll/HRIS, Benefits, and HR (The Outsource Group, June 5, 2001). ** In-House HR for a typical company of 30 to 100 employees, includes: HR Manager, HR Generalist/Benefits Support/Payroll Person, Legal/Consulting Support, and Training Support (The Outsource Group, June 5, 2001). *** Not including legal fees (Jury Verdict Research).

7. Annual HR Costs iWorkwell Gives You More For The Money Sources: * HR Outsourcing for a typical company of 30 to 100 employees, includes: On-site Technician, Payroll/HRIS, Benefits, and HR (The Outsource Group, June 5, 2001). ** In-House HR for a typical company of 30 to 100 employees, includes: HR Manager, HR Generalist/Benefits Support/Payroll Person, Legal/Consulting Support, and Training Support (The Outsource Group, June 5, 2001). *** Not including legal fees (Jury Verdict Research).

8. So, How Economical Is iWorkwell? • Less than 1/20th the cost of hiring or outsourcing to someone capable in HR. • Less than minimum wage, by orders of magnitude. • Only pennies per working hour — from a high of $1.22/hour in a one-person company, down to 1/10th of a cent per person/hour in a 50,000 employee organization.

9. How Can Bad HR Practices Cost Your Company? • Organizations face staggering statistics. Of job applicants: • 57% lie about their duration of previous employment. • 35% lie about having higher education. • 23% have used other names. • 9% lie about criminal convictions. • 6% supply false Social Security Numbers.* • According to Jury Verdict Research, the odds of an employee winning a discrimination case were recently as high as 65%. The average award: $204,310. *DeMey, D. & Flowers, J. Jr. (eds.) (2001) Don’t Hire A Crook Austin, TX: Thomas Investigative Publications, Inc.

10. Other Ways Ineffective HR Can CostYour Company • Research by Louis Harris and Associates found that 31% of female workers and 7% of male workers claimed to have been harassed at work. According to Capstone Communications, legal fees for defending a sexual harassment case in court average about $250,000 and judgments routinely exceed $1 million. • According to the Department of Commerce, a staggering 30% of business failures are due to poor hiring practices.  Fortune Magazine, February 7, 2000, p.52.

11. Typical HR Practices • Whether or not they have a dedicated HR manager in each location, most firms don’t have enough hours in the day to handle all the HR issues that they face. • Organizations generally cannot afford (or don’t want) to build and maintain large HR departments staffed with experts in each and every HR discipline. • All too often, firms have limited professionally trained, knowledgeable, experienced HR staff. Therefore, they're also utilizing general managers, line managers, secretaries, office managers or finance staff — people with regular full-time jobs who now have HR responsibilities piled on. • Yet with literally hundreds of critical HR topics — and with the field changing daily — even an HR pro simply cannot stay on top of everything you need to know and do.

12. How iWorkwell Augments Your Current HR Practices • iWorkwell supplements a firm’s internal HR resources (whatever they are) with in-depth, up-to-date knowledge — round-the-clock — on the gamut of HR disciplines. • Expertise from an entire department of HR experts. • A unique one-stop-shop of pre-selected, specially priced products & services saves time and hassle of finding “best-of-breed” solutions, and saves money. iWorkwell is an economical, total HR solution that: • Improves productivity. • Increases security. • Saves time. • Saves money.

13. iWorkwell Meets Your HR Needs HR 101 What to do? iSurvey Training /Development Research & Feedback UpgradingSkills Briefcase Policy Wizard RecordKeeping Employee Relations Regulations & Forms Compliance AssessmentTools BackgroundCheck Staffing Risk Management Ask An Expert Crisis Management PayrollOutsourcing SalaryCalculator Paperwork Competitive Salaries HR Activities

14. iWorkwell Features • HR 101 Rely on this large and growing library of instructional articles for everything you need to know and do in HR. Unlike the opinion pieces, narratives and hard-to-read white papers elsewhere in magazines, newsletters or the web, iWorkwell articles are succinct and to the point; they're action oriented, include checklists, and help you complete the task. Think of HR101 as a comprehensive cookbook: when you need to do X, you only need that recipe — you don't read all of the other recipes from A to Z, and you don't have to be a master chef. The instructions are easy to digest, so that no matter who you are, you'll keep up with changes in the field, save time, and consistently follow best practices.

15. iWorkwell Features • Regulations & Forms Get up-to-date legal information — all of the federal and state forms, posters, notices, regulations and instructions you require — about management, health & safety, staffing/employment and tax & payroll. Many forms are "smart" which can be completed electronic-ally (and emailed to employees). Save time and hassle searching your office or the Internet for the right information. Stop paying $1,000 per year for quarterly subscriptions of cumbersome booklets or CDs which may already be out of date by the time they are printed, packaged, addressed, shipped and arrive on your desk. On iWorkwell, you'll have everything you need at your fingertips within seconds. • Ask An Expert Receive individualized advice — fast, when you need it: submit a question, and an expert in that specific HR topic area will get back to you.

16. iWorkwell Features • Policy Wizard • Training / Development Access the best online courses money can buy, and ensure that employees are trained following federal & state regulations, such as Sarbanes-Oxley, which requires that all U.S. organizations — not just publicly traded companies — provide extensive compliance training. Increase productivity, satisfaction and retention by upgrading employees' skills with thousands of courses covering major business and technical topics. As an iWorkwell member, you'll save thousands of training dollars per employee each year. Coming soon. Create the employee handbook you need to communicate company policies to employees. Follow this step-by-step guide which illustrates typical types and terms of policies, then customize it to suit your workforce, culture, size, industry and location. Instead of paying lawyers by the hour to write or update your handbook, you'll save $3,000-$10,000 in legal fees.

17. iWorkwell Features • iSurvey Want to know what your customers really think? How about your suppliers... or your staff? Conduct surveys for market research or collect feedback from various stakeholders. Analyze this data — responses, complaints, ideas — and make improvements: boost employee morale and retention; improve product quality and service; increase customer satisfaction; spark product innovation. Save your favorite or frequently-used articles, forms, etc. in this organized storage space and work area. • Briefcase

18. iWorkwell Features • Salary Calculator Attract and retain employees at the appropriate pay level. If you're paying too little, your good employees will leave. If you're paying too much, you're wasting limited resources which could be better used elsewhere. Instead, get the facts to get it right: enter geographic location and job title for the latest monthly compensation data. • Background Check Verify criminal, credit, driving, educational and employment history. Easily and economically reduce your risks associated with hiring mistakes (e.g., unqualified staff, violence, theft, harassment) and make informed decisions using this service that's #1 in accuracy and client satisfaction.

19. iWorkwell Features • Assessment Tools Coming soon. Gather quantifiable data about the personalities, skills and abilities of current employees and applicants. Learn who is wrong for the position, who lacks the knowledge or understanding to do the job, and who has the emotional traits to perform well within your existing workplace culture. Hundreds of vendors and thousands of tools are on the market — which are valid, reliable, predictive, and useful? iWorkwell has done the research and due diligence, vetted them, and compiled a comprehensive set of the best tools for the best price.

20. iWorkwell Features • Personalized Daily News Think of this as your personal news-clipping service. Search for your competitors and other topics of interest; stay current in your field. Choose up to 3 industries or occupations, and receive an array of press releases and articles, updated daily, from such leading publications as The Associated Press, Bloomberg, CNN, The McKinsey Quarterly, The NY Times, Reuters, The Washington Post, Wharton and over 3,000 others.

21. More than 20 HR Experts — including: • Hay Group, with a global consulting network of 72 offices across 37 countries, in-house researchers, and partnerships with Harvard and Dartmouth, solves the most challenging HR and organizational issues for thousands of clients. Hay also has deep expertise on what differentiates outstanding organizations as a result of its research partnership with Fortune magazine into the "World's Most Admired Companies.“ • Morgan Lewis LLP is ranked among the top 4 best law firms in the country for its expertise in the field of HR, employment law and labor relations. The nationally renowned firm has 190 labor & employment law attorneys covering every geographic region of the globe, and has briefed and argued a number of US Supreme Court cases. • Scott Behson, Ph.D., is Asst. Professor at Fairleigh Dickinson University and the Center for Human Resource Management Studies, a business & academic partnership involving 22 corporations and hundreds of executives & managers. His consulting clients have included Lucent Technologies and the U.S. Navy Air Warfare Training Systems Division. • Joan Mueller, SPHR, former Director of HR for the SE PA Chapter of the American Red Cross, has 20+ years diverse leadership experience.

22. More than 20 HR Experts • Karen Ench, JD, was a NY state employment law prosecutor before joining the HR consulting practice at PricewaterhouseCoopers. • Melissa Johnson, J.D., Psy.D., listed in Who's Who in American Law, combines expertise in both HR, and in labor and employment law. She practices at McCausland, Keen & Buckman, and MJ Consulting. • Shannon Piela, MBA, President & CEO of HR Backbone™, has 18 years experience including at ING, Alco Standard and InvestorForce.com. • Deborah Shapiro, J.D., MBA, is an attorney experienced in domestic and international employment law, litigating in federal and state courts, and mediating for the United States EEOC. • Wayne Tarken, MBA, SPHR, Principal at HR Technology Group, is widely recognized as a leader in the HR profession and has 20+ years experience including as Advisory Board Member of SHRM. • Christopher Wright, Ph.D., a published expert in employee development, industrial/organizational psychology, and survey research methodology, is the founder of CorporateSurvey.com, whose clients include Capital One, Penske, U.S. Army, U.S. Navy and Leo Burnett Worldwide.

23. Recap iWorkwell Gives You More For The Money Sources: * HR Outsourcing for a typical company of 30 to 100 employees, includes: On-site Technician, Payroll/HRIS, Benefits, and HR (The Outsource Group, June 5, 2001). ** In-House HR for a typical company of 30 to 100 employees, includes: HR Manager, HR Generalist/Benefits Support/Payroll Person, Legal/Consulting Support, and Training Support (The Outsource Group, June 5, 2001). *** Not including legal fees (Jury Verdict Research).

24. iWorkwell Benefits Your Organization • By introducing HR best practices, improving employee productivity, minimizing administrative headaches and facilitating compliance with the law. • By helping to avoid common HR pitfalls that can be costly and land your company and you in court. • By providing an entire team of HR experts for 1/10th to 1/20th of the cost of hiring even one.

25. iWorkwell Benefits Your Organization • For only pennies per working hour —less than minimum wage, and certainly less than the value of the time you spend on HR —you’ll enjoy round-the-clock service. • Drives & standardizes HR best practices throughout the corporation, and streamlines operations in all US locations. • A corporate iWorkwell membership quickly pays for itself. It’s the best HR investment your organization could ever make.