The fastest way to progress with us. Your most reliable leasing partners !

1. The fastest way to progress with us. Your most reliable leasing partners ! 2013.

2. Our Mission – Company – transparent area, with the team of professionals, developing leasing technologies, allows small and medium businessman to develop and move forward. Important to us – mutual development and mutual trust. Established – January 2013. Legal form - Open Joint Stock Company. Shareholders – individual person. The authorized capital – 1 536 000 USD. Central office– Baku city. Strategy – as an independent and universal company on market economy, permanently to be closer to customers and partners. Our goal – investment partners by converting into an attractive leasing terms. Issues - formation of retail leasing accommodation and impeccable credit history. Socially responsible business – does not exist.

3. The initial lease agreement– April 2013. The average value of contracts concluded during the month – 10. Average value of the leased property – 15 000 USD. Subject to leasing - motor transport, equipment, real estate, heavy load appliances. Documentation by type – finance lease. Lessee – individual person, representatives of small and medium businesses, legal entity and individual entrepreneurs.

4. Leasing object Real estate Leasing with gold collateral Business loans Heavy equipment of leasing Vehicle leasing Medical equipmentAgricultural machineryIndustryequipment

5. Schematic description of the leasing portfolio for 1 December 2013.

6. Sources of Financing Activities

7. Our Leasing Services : Finance lease – this type of lease that can not afford the full cost of their own, which can fulfill all your payments on time. Operative leasing– this property is leased to lessees, for a certain period - a period of not less than the term of the standard operation of the property, which includes the provision of contractual relationships. Recurring lease– in this type of lease the property to stabilize the financial position of the company is owned by a financial company sells property and the property is leased to the company by way of a finance lease. As a finance company, bank, insurance company, or leasing company can perform..

8. A schematic description of the classical financial leasing operations :

9. A schematic description of the operation of financial leasing :

10. Types of Factoring operation and understanding : Domestic Factoring International Factoring Direct factoring Indirect factoring One of the operations carried out by the intermediary financial institutions in the economic development of the factoring transactions. Open factoring Closed factoring Upon export Without export Factoring for small and medium-sized firms, financial institutions, customers in the form of financial services. Its essence lies in the fact that the factor company purchases the right to buy the debts of their client, their customers pay their debts in installments. More precisely, up to 70-90% of the debt is paid until maturity. The rest of the amount billed to the customer is returned in all its borclusunun determined after excluding the interest is returned. The ability to quickly repay debts resulting gain factor of the firm's clients and is therefore a factor of interest the company pays. Factoring transactions are executed in a customer to buy the debt of the Debtor gives the company the right factor.

11. Factoring services :

12. A schematic description of the classical factoring operations :

13. Westmark Financial Leasing İnvestment Company OJSChas partnered with leading insurance companies: - Alfa Insurance OJSC; - State Insurance Company CSC ;

14. Co-operation of the Banks; Mugan Bank JSC; Pasha Bank JSC; Kapital Bank JSC;

15. Universality • Equipment leasing • Real Estate Lease • Heavy trucks transporting lease • Construction equipment leasing • Car leasing • Microcredit provided leasing • With gold leasing storage • Operating lease • Factoring • Orders to prepare Projects • Sellingand FinancingProjects • Rent a car • Assessment of the Property and Business Professional team • Economic trained staff of employees • The increase in the qualifications of the personnel Independence • Westmark Financial Leasing Company JSC - is not controlled or managed by the external company's

16. Level of capitalization • Authorized capital • Assets • Intellectual capital • Reserve fund • The company's revenue growth in constant Minimise Riskiness • Insurance of the leased property • Private security services • Monitoring the condition of the leased property • Customer evaluation Transparency in business • Utilization of investments • Business - Conduct analysis by ourselves • Independent audit • Open Informative information

17. Westmark Finansial Leasing İnvestment Company OJSC – Involved in the actively business life of the Baku city. Since July 18, 2013 is the company a member of the Association of Leasing Companies of Azerbaijan.

18. An investment in us - affordable, reliable and convenient! Republic of Azerbaijan, Baku, Nasimi District, Azadlıq ave., 103c, AZ1110 Tel\Fax: (+99412) 440 04 01, (+99412) 440 51 58 Mob: (+994 55) 224 48 84 Web: west-mark.org email:info@ west-mark.org