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Learn about the key factors and consultation process for Local Housing Allowance (LHA) in Blackpool. Discover how landlords can manage payments, the role of Citizens Advice Bureau, vulnerability considerations, and the importance of bank accounts.
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Introduction • Local Housing Allowance (LHA) Key factors • Consultation • Helping landlords manage payments • Citizens Advice Bureau • Vulnerability • Bank accounts • Early indications
LHA Key factors • Weekly LHA rates set monthly • Claimants needs • Claimant keeps excess rent • Claimant can choose how payments are made to them • Blackpool is using a PHASED approach to implement LHA
Consultation • Local Housing Allowance information • Landlord consultation meetings • Stakeholder Consultation meeting
Helping Landlords manage payments • Landlord Schedules • Direct to tenant details • 8 Weeks arrears • The Authority must be notified that arrears exist • The Authority will try to confirm with tenant • Once confirmed, payment will be made to landlord • Under 8 weeks • The Authority must be notified that arrears exist • The Authority will try to confirm with tenant • Payments suspended until situation resolved • Large payments • First payments of over 2 weeks will be made to the tenant in the landlord’s name • Last two week payment • The Authority will try to confirm non payment to landlord with tenant • Once confirmed, payment will be made to landlord
Citizens Advice Bureau • Extra resource • 3 staff dedicated to LHA • Based in the Benefits office • Debt and budgeting advice • Free • Full service
Vulnerability • The definition • LHA claimant “….is likely to have difficulty in managing his affairs” • Identifying vulnerable claimants • Liaison with large support organisations • Sending letters before conversion
Bank Accounts • All local banks visited • Bank advice leaflet sent to all tenants • Citizen Advice Bureau Before LHA 12% of tenants – BACS Currently 68% of LHA claimants - BACS
Early indications • 9,500 Private tenant cases • 7,500 will eventually be converted to LHA • 17/11/03 to 1/6/04 = 4,388 LHA cases • Vulnerability • 9% of LHA cases have payments made direct to landlord • 4% of LHA cases have associated arrears issues • Converted cases • Before LHA, eligible rent was 86% of average Gross rent • Average LHA is 96% of average Gross rent