PROJECT AZANIA HOMES BWARII

1. AZANIA ESTATE • PROJECT BWARI • A 500 UNITS OF • 3 BEDROOM BUNGALOW • WITH PROVISION FOR BOYS QUARTERS IN BWARI • ABUJA – FCT

2. A HIGH YIELDING INVESTMENT OPPORTUNITY A HIGH YIELDING REAL ESTATE INVESTMENT OPPORTUNITY FMG Associate Ltd is a business development and Marketing Company with a broad business interest spanning Real Estate, Insurance Training and Consultancy. We collaborate with a vast network of strategic partners with expertise in different sectors of the Nigerian Economy offering superior value proposition that delight our teaming clientele. The inability to establish efficient, effective and cohesive teams of stakeholders in various sector of the economy into productive unit with enhanced capacity to take advantage of the enormous opportunities in Nigeria has resulted in reduced value propositions that would have been made possible with Collaboration. Consequently highly talented people, Cash Rich Individuals, Banks, Institutional financiers, and the various Government establishments are not able to jointly handle projects together to provide the expected value in the economy However, the market is large, demand is huge, technology is available, Cash rich individuals and Institutional financiers continue to have returns under inflation rate from both the Money and Capital markets. Affordable Housing Scheme

3. A HIGH YIELDING INVESTMENT OPPORTUNITY Against this backdrop FMG Associates Ltd, have conceptualized a wealth enhancing Real Estate initiative in Collaboration with its over 2,000 sales force and home buyers who buy and sell these properties), Land Owners, Mortgage Institutions, Banks, Construction Companies, Cash Rich Individuals, and Institutional players to create superior value propositions that can guaranty returns in excess of half of the purchased price of the property, using our risk free housing scheme that provide opportunities for its Members to buy properties at 30% to 50% of the real market value off plan that are secured and project managed by top rate Banks.. SECURITY OR COMFORT TO BUYERS AND FINANCIERS All monies by way of sales proceeds are deposited with the designated bank to the project. This is used to secure a line for a bank guaranty to the appointed construction company subject to contract. The construction company in turn provide performance bond to the bank. The Bank then serves as custodian to all landed titled documents. All sales proceeds are domiciled with them until obligations to the Buyers/Financier and all other obligations are extinguished. The risk of losing your money is mitigated as the completion of the project is ensured by the use of Bank guarantees which ensures the project is completed before the construction companies are paid. The buyer and financier’s position is further strengthened by the fact that 70% of the houses are sold off plan before commencing the construction of the houses. This gives adequate comfort to buyers and Financiers. FMG Associates Ltd have reached an understanding with Banks, reputable construction companies and also have land required for the projects, the scheme have a life span of 12 to 18 months. Affordable Housing Scheme

4. MORTGAGE BANK’S COMMITTMENT TO PROVIDE MORTGAGES Federal Mortgage Bank of Nigeria (FMBN), Aso Savings and Loans, and Abbey building Society Primary Mortgage Institutions(PMIs) Have all committed to providing Mortgages to pre qualified off takers provided houses are priced under N15m as indicated in Appendix A to C) Affordable Housing Scheme Aso Savings & Loans Ltd Appendix B Federal Mortgage Bank Appendix A MGSL Appendix C

5. CONSTRUCTION COMPANIES COMMIT TO BUILD WITH LOCAL BANK GUARANTY • Reputable Construction companys with self funding capacity have agreed to build the houses with their own funds subject to receiving Bank guaranteed for payment on completion.(See Appendix D to F) Affordable Housing Scheme CleanotechTurnkey Companies LtdAppendix E DNL Engineering Company Ltd Appendix D X- Zone Group of Companies Appendix F

6. BANKS COMMITTMENT TO COLLABORRATION • Reputable banks have agreed to warehouse the monies raised and provide comfort for financiers and Bank guaranties to the Construction company for the cost of the project to completion (See Appendix G to I) Affordable Housing Scheme First Bank of Nigeria PLC Appendix I Access Bank Plc Appendix G UBA Plc Appendix H

7. A HIGH YIELDING INVESTMENT OPPORTUNITY PROJECT BWARI We offer you the opportunity to take advantage of our Bwari project (Azania Estate), located behind Nigeria Law School, a fast growing community very close to the new train station opposite JAMB Estate a boarder town between Abuja Bwari and Niger State. The Project is Land or a 3 bedroom Bungalow all room ensuite with provision for Boys quarters, The project when completed will sell for N12,000,000.00but we offer off plan sales to FMG Members to buy same for N6,000,000.00 and Land for N800,000 or N430,000 Cash. Members are free to sell at a premium and make the deference or buy for Investment purposes (Join FMG Platform to enjoy this discount) We commit and undertaker to refund or pay default penalty for delays that are not force major in nature subject to contract and memorandum of understanding signed with Off takers or Financiers. and will happily buy back the property at half the value on the purchased price on completion from buyers and financiers. We therefore, seek your participation as off takers or Financier in this scheme that offers you Properties at 30% to 50% discount to market value. FMG let’s grow your net worth as this investment is bound to surpass all your existing possible returns on investments both in the money and capital market, with risk adequately mitigated. We commit to (“WOW”) your expectation in speed, quality and pricing as well as provide you an avenue to grow your Real Estate portfolio and store of wealth. The undersigned can be reached on 08052551000 to indicate your interest on this project Affordable Housing Scheme

8. LAND TITLE Affordable Housing Scheme

9. Offer to FMG Platform Members FMG Wealth Platform Members Using our Platform make money on the side, buy into this opportunity of plan taking advantage of our various incentives as Sales agents or Financiers. Where they can sell this houses between the discount price and the real market price without necessarily paying for them or buy the houses enjoying the discount. Option 1 – At Land level Buy houses at 30 to 40% of the real value off plan for Cash, This is done at the acquisition of land stage Option 2 – On commencing Construction. Buy houses at 40 to 60% of the real value off plan for cash. Cash is used to secure bank guarantee for project. Option 3 – Mortgage We can also provide mortgage through our primary mortgage institution where organization provide off take guarantee for their staff without requirement for down payment. What is your option - make up your mind now!!!

10. PICTURES OF THE PROTOTYPE HOUSE Affordable Housing Scheme

11. PICTURES OF THE SITE PLAN Affordable Housing Scheme Site layout Plan of the prototype house Cleared Land showing our signage JAMB Estate with the red roof in front of the Land

12. SALES FLYERS Affordable Housing Scheme LAND SALE HOUSE SALE

13. PRICING The Pricing is as follows: PROMO PRICES PRICES 1ST 100 UNITS N6M N12M 2nd 250 UNITS N8M N12M Last 150 UNITSN10M N12M Installmental payments available from the 2nd stage 40% :30%: 30% Also available Pre-defined contractual financiers in tranches of N5m,N10m, N20m to N100m with returns of 20% p. a is also available with your deposit protected. As the monies are deposited in a bank to be used as security for bank guaranty line used to finance the construction of the Estate. Or Buy the houses off plan and sell back to us at guaranteed returns of half of the value on the purchased price when completed or sell directly make the added value Affordable Housing Scheme

14. CALL FOR PARTICIPATION • We therefore seek your participation as buyers/ financiers. Affordable Housing Scheme Inspection of site can be arranged on short notice.

15. CORPORATE INFORMATION Affordable Housing Scheme Corporate Address: FMG Associates Limited TY Danjuma Foundation (2nd Floor) Plot 2015 Oda Crescent Off Dar Es Salam str, Wuse II Abuja Telephone: 234-9-783-853 Company Type: Private Company Banker: Access Bank Plc/UBA Plc/First Bank Plc Legal Adviser: Okpoko & Partners Auditor: Femi Bobade & Co (Chartered Accountant) Key Contact PersonsFrancis Okumagba (0805-255-1000) okumagba@omeassociate.com, tobore12@yahoo.com