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Agriculture Econo mics

Agriculture Econo mics. Agriculture Credit: The funds or credit that is provided for the development of agri sector are known as agri loans or agri credit. . Characteristics of agri sector and the need for agri Credit: Subsistence farming Payments of previous loans Agri needs

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Agriculture Econo mics

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  1. Agriculture Economics

  2. Agriculture Credit: The funds or credit that is provided for the development of agri sector are known as agri loans or agri credit.

  3. Characteristics of agri sector and the need for agri Credit: Subsistence farming Payments of previous loans Agri needs Uncertainty element Rural and Social Needs Urorganized Agri markets

  4. Classification of Agri Credit: Time Approach Productivity approach

  5. Time Approach: Short term Credit (less than a year) seeds, fertilizers, pesticides, or seasonal needs Medium Term Credit (Less than five years) for livestock, construction or improvement of water courses etc Long terms (more than 5 years) for agri business, tractors, machinery etc

  6. Productivity Approach: Productive loans Unproductive loans

  7. Sources of agri credit: Non-institutional Sources Institutional Sources

  8. Institutional Sources of agri credit: Agriculture Development Bank (ADBP) (Supervised Credit Scheme) Commercial Banks Cooperative Credit Institutions in Pakistan State Bank of Pakistan

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