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HOME MORTGAGE PROGRAM with Golden Moor

Learn about ABI mortgage programs to save clients 5-10 years off their amortization. Earn $800 on closing. Presentation by Dan Landriault. Strategies for financial security.

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HOME MORTGAGE PROGRAM with Golden Moor

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  1. HOME MORTGAGE PROGRAMwith Golden Moor ** Free Personal Evaluation ** ** Save your Clients 5 to 10 years off their Amortization ** ** Make $800.00 on closing at the Lawyer / Notary **

  2. Welcome to this presentation put together for potential Agents and Managers Presented by: Dan Landriault

  3. Presentation What is ABI? How we help Clients? The ABI Process The ABI Programs Business Opportunity Agent and Manager Roles The Potential The Income The Client Form The Agent Starter Kit Presentation time: 45 minutes

  4. What Is A.B.I. Strategies • A referral company that specializes in education and information • A company that cares about people’s situations

  5. A.B.I. Specialises In Educating People On Various Subjects One of which is Mortgages Four Potential Services: Option 1- To get a simple mortgage with the best interest rate possible Option 2 - ABI Advantage Client Program • Created for people with discipline • A mortgage structured much more advantageous for the client Option 3 - ABI Momentum Program (to come ) • For individuals in a more difficult position • Certain criteria applies Option 4 – ABI Evolution Program (to come ) • For individuals that are doing well • A financial structure that helps increase wealth

  6. We have access to more than 50 financial institutions such as... • TD , Scotia Bank, RBC, BMO, CIBC, etc. • We work with reputable mortgage agents • We also work with lawyers that are local to the client • Assessments are FREE

  7. Each Client’s Situation Is Unique • Searching for a better life style • Need to renovate their home • Looking for help to purchase a home or a condo • Retired person, with lots of energy, looking to help others • Single parent who could use a little extra money in the bank at the end of the month

  8. How Does A.B.I. Help Clients? • By listening and identifying client’s individual needs. • By working with the proper professionals to help clients improve their financial and/or mortgage situation. • By offering future educational seminars with select professionals enabling clients to make clear and solid decisions • By offering our clients the opportunity to help their family, friends and colleagues

  9. The Process • Client assessment and qualification • Creation of a plan specific to the client’s needs • Presentation of available options • Credit check to validate information

  10. Professionals To complete the transaction we involve licensed professionals such as: • Financial institutions (Bank) • Mortgage agents • Local lawyers/notaries

  11. Principles We Teach Our Clients: • Pay Themselves First • Reduce the cost related to the mortgage and their debts • How to Live Debt-Free • Pay off their mortgage faster (5-10 years) • Build Financial Security • Activate their equity for leverage • Long-term planning • Participate in information & education sessions

  12. A.B.I. Strategies Inc. Primary Objective: To perform a “Tune-Up” of Canadian Mortgages.

  13. Our goalTo put more of our client’s money in their pockets, not in the bank’s! YOU BANK Let us help you put more money in your pockets

  14. How do we do this? Reduce Mortgage 5-10 Years 25 Years 20 Years • 5 years x $1000.00 per month x 12 months = $60,000.00 • 10 years x $1000.00 per month x 12 months = $120,000.00 • Fees: Lawyer Evaluation Penalty Agent Others The total fees could run between 5k to 10k In this example with the fees at $10,000.00 the client would save $110,000.00 instead of $120,000.00 With A.B.I., a person could save $120,000.00 worth of interest and payments, and the fees are covered by these savings, not their pocket. Not necessarily! Payments will go up

  15. But How? Our program recipe contains several proven success elements and we will share one with you. ? Monthly Biweekly

  16. But How? Monthly 12 months X $1,000 = $12,000 With the bi-weekly payments, it’s like making one extra monthly payment per year Bi-weekly 13 months X $1,000 = $13,000

  17. But How? - The first few years you pay around 70% in interest $1000 Interest Principal $700 $300

  18. But How? $1000 Bi-weekly Principal $300 By putting an extra payment each year on the principal, for 20 years you save 3 to 4 years on your mortgage

  19. But How? $1000 Monthly Principal $1000 If you go monthly and you apply the extra payment on the principal, you should save more than 3 to 4 years

  20. ABI Programs thatMakeSense Our mortgage programs are unique and advantageous for the clients

  21. Advantage Client Program # 1 Potential to reduce their mortgage 5 to 10 years. • Without increasing their payments • Without paying a dollar out of their pocket. • Qualification required For people with discipline

  22. Momentum Program #2 (to come) Without Re-Mortgaging • Pay off their mortgage and debt faster • Create a cash flow • Qualification required For people with certain difficulties

  23. Evolution Program #3 (to come) • The house is mortgage free or there is an important RRSP investment • Use leverage to significantly increase their wealth For people doing well

  24. Looking For A Standard Mortgage? 1,000’s of agents can do that for you.

  25. Our Programs Are Specialized There Is A Large Demand For A.B.I.’s Exclusive Services Each Program Is Tailor-Suited To The Client This ensures each client is offered the best options

  26. A.B.I. Strategies Inc. Secondary Objective: To Be The Company That Sets The Bar!

  27. Let’s talk about the opportunity for ABI Agents This concludesthe Client portion

  28. Potential Business Opportunities • ABI offers two possible business opportunities through which you could help your family, friends and business colleagues. • Referral Agent • Referral Agent-Manager

  29. The ABI Agent helps the Client By Working With Licensed Professionals Application Form ____________________________ A.B.I. Mortgage Agents, Lawyers, Financial Institutions

  30. 45% Of Canadian Families Have A Mortgage Yukon 37% NorthWestTerritorries and Nunavut 25% Newfoundland and Labrador 47% Alberta 42% Saskatchewan 37% British Columbia 48% Quebec 50% Manitoba 43% P.E.I. 36% Ontario 48% Nova Scotia 45% N.B. 38%

  31. High Potential For Our Referral Agents

  32. Agent’s Personal Commissions: All sales after 3 within the same month will pay $800.00 Although there is no minimum required, the agent’s objective should be of one successful referral per month. Those interested in becoming a referral agent must enter into a contract with A.B.I. Strategies Inc.

  33. Manager’s Personal Commissions: The Referral Agent must apply to become an “Agent-Manager” Certain conditions apply • Agent-Managers are authorized to build a team of referral agents up to 4 levels deep and will be paid various referral commission rates for each level • Agent-Manager referral commission rates for indirectly referred clients vary depending on the level

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