Health Reform: Why We Should Celebrate

1. Health Reform:Why We Should Celebrate

2. Coverage for Those with Pre-Existing Conditions

3. Pre-Existing Conditions:What Reform Will Do • Stop denials of coverage • Eliminate higher premiums based on health status or gender

4. A Consumer- Friendly Marketplace

5. Insurance Marketplace:What Reform Will Do • Standardize plans • Promote competition • Provide coverage like members of Congress get

6. Coverage Regardless Of Your Workplace

7. Stable Coverage:What Reform Will Do • Offer coverage choices for all, regardless of place of work • Create a safety net for job loss

8. Limits on Out-of- Pocket Costs

9. Out-of-Pocket Costs:What Reform Will Do • Cap out-of-pocket costs for all • Extend extra help to lower- and middle-income people

10. Subsidies for Middle-Income Families

11. Subsidies for Care:What Reform Will Do • Offer help to middle-income families • Provide subsidies to buy insurance

12. Accountability For Insurer Spending

13. Insurance Company Accountability:What Reform Will Do • Focusspending on care, not profits • Give refunds to consumers if requirements not met

14. Protection Against Losing Coverage

15. Loss of Coverage:What Reform Will Do • Stop unfair rescissions of coverage • Require evidence of fraud or intentional misrepresentation in rescission cases

16. Tax Credits For Small Businesses

17. Help for Small Businesses:What Reform Will Do • Help small businesses afford coverage • Increase buying power

18. Coverage For Young Adults

19. Help for Young Adults:What Reform Will Do • Allow coverage through parents’ plan until age 26 • Offer stable coverage for recent graduates

20. Coverage for Low-Income Families

21. Help for Low-Income Families:What Reform Will Do • Expand Medicaid to millions of Americans • Provide help for those affected by the recession

22. Help for Seniors and People with Disabilities

23. Improvements to Medicare:What Reform Will Do • Eliminate the “doughnut hole” • Provide free preventive care • Extend life of trust fund

24. Investment in Preventive Care

25. Preventive Care:What Reform Will Do • Call for innovations to: • bring down costs • prevent errors • improve delivery of care • Improve information systems • Reward quality

26. Savings for Taxpayers and The Federal Government

27. Saving Money:What Reform Will Do • Contain the rising costs of health care • Reduce the federal deficit

28. Let’s Celebrate! • Coverage for Those with Pre-Existing Conditions • A Consumer-Friendly Marketplace • Coverage Regardless of Workplace • Limits on Out-of-Pocket Costs • Subsidies for Middle-Class Families • Accountability for Insurer Spending

29. More Reasons to Celebrate! • Protections against Losing Coverage  • Tax Credits for Small Businesses • Coverage for Young Adults  • Coverage for Low-Income Families • Help for Seniors and People with Disabilities • Investment in Preventive Care  • Savings for Taxpayers and the Federal Government 

30. Resources This presentation is based on Help Is on the Way: 13 Reasons to Embrace Health Reform, available on Families USA’s Web site: http://www.familiesusa.org/assets/pdfs/health-reform/13-reasons-to-support-reform.pdf