Indiana ChildCare Association

1. Indiana ChildCare Association

2. Daycare, Home & Highway Program: Janet Crabtree and Amy Musselman Health Insurance: Nancy Matthews Meet Our Staff:

3. The Company We Use • AM Best – A+ Superior • Wards Top 50 Insurance Companies • www.westbendmutual.com

4. Childcare Insurance • Available Coverage • Auto • General Liability • Workers’ Compensation • Crime • Property • Inland Marine • Umbrella • Home, Auto & Personal Umbrella

5. Childcare Facilities • Eligible Risks • Licensed • Certified • Registered • Group or Family • Indiana Child Care Association Members

6. Childcare Services • Approved Programs/Services • Drop-In • Head Start • Before and After School Care • Pre-Schools • 24-hour Childcare Centers • In-home Family Childcare • Commercial Group Centers

7. Childcare • Liability Coverage • General Liability • $1,000,000 per occurrence • $3,000,000 general aggregate • Employment Practices Liability • Not-for-profit D&O Liability • $10,000 Medical Payments • Umbrellas up to $5,000,000

8. Broadest Protection • Coverages Specific to Childcare • Professional Liability • Abuse and Molestation • Abduction • Professional License Review • Water Activities - option • Dog/Cat Liability - option

9. Critical Property Exposures • Business Income & Extra Expense • 12 Months Actual Loss Sustained • Loss of Profits • Continuing Payroll expenses • Systems Breakdown • Personal Property Coverage

10. Home & Highway

11. Home & Highway • If daycare is insured, we can write the homes & autos subject to normal underwriting considerations. • Package program offering homeowners and auto coverage • Personal umbrellas up to $5,000,000

12. Broad Protection • Blanket Limits on Home • Guaranteed Replacement Cost • Replacement Cost on Contents • Auto Med Pay - $5,000 • Rental Car Coverage $30 day

13. Identity Theft • $15,000 coverage • Attorney Fees • Lost Wages for time spent • Long distance bills, notary, and certified mail expenses • Loan reapplication fees

14. Travel Net • 24 Hour Roadside Emergency Service up to $150 per incident • Emergency Travel Expenses - $250 • Does not count against your Premium Value Award

15. Premium Value Award • 5% of your earned Home & Highway Premium is returned to you each year you do not present a claim. • That money is returned to the policyholder and can be used any way they want!

16. Health Insurance

17. Individual Medical Group Medical Health Savings Accts Life Insurance Dental Long Term Care Annuities Trip Cancellation Vision Disability Insurance Health Care

18. ICA Benefits

19. ICA and 1st Source You are a small business… as a member of the ICA, you are now part of a larger group that has more power to negotiate discounts and get things done. The ICA is there fighting for you. 1st Source is there to help protect you.

20. Summary

21. In Summary… • Home , Auto and Daycare coverage without the fear of being cancelled just because you have a day care in your home @ competitive rates!. • The best available protection for your ChildCare Business as well as your Personal Home & Auto

22. In Summary • Professional Agents which know and understand Your business. • Health Insurance Products Available • More benefits coming in the future! • Join the ICA – It Pays!

23. Childcare Program Questions?? Call or email 1st Source 574-271-5200 or 1-800-510-4102 Crabtreej@1stsource.com Musselmana@1stsource.com Matthewsn@1stsource.com

24. Want to get a quote? • You can download the questionnaires from www.indianachildcare.com • You can also download the home and auto supplements needed to quote home & auto • Fax or mail them to 1st Source Insurance • OR just give us a call! 1-800-510-4102

25. Thank You!