Provide

1. Provide RBOA INC 2009 ANNUAL MTG Niceville City Hall 7:00 PM 3 March 2009

2. PURPOSE AND POWER OF THE ASSOCIATION • “This Association is non-profit, does not contemplate pecuniary gain or profit to the members thereof. The specific purposes for which it is formed are to provide for maintenance, preservation and architectural control of the residential properties and to promote the health, safety and welfare of the residents of said properties.” (Article III of the By Laws)

3. AGENDA • CALL TO ORDER • PRESIDENT’S OPENING REMARKS • QUORUM VALIDATION • ANNOUNCEMENT OF STANDARDS • ELECTION OF DIRECTORS • TREASURER’S REPORT • PROPOSED 2009 BUDGET • COMMITTEE REPORTS • FINING AMENDMENT • OPEN DISCUSSION

4. RBOA INC Welcome -- thanks for coming Your participation in conduct of RBOA is greatly appreciated 400 members strong Board of Directors, Committees All Volunteers

5. ELECTION OF OFFICERS • QUORUM VALIDATION (need 26%, 104) • ANNOUNCEMENT OF STANDARDS • VOTE COUNT • RESULTS -- ELECTION OF OFFICERS

6. TREASURER’S REPORT $44K Annual Program 400 mbrs x $110 Money Market: $33k Checking: $32k Dam fund: $5.3k

7. 2009 Annual Budget Income Annual Dues $44,000 Interest (money market) 1,000 Total income $45,000 Expenses Accounting 3,000 Administrative 1,200 Grounds Keeping 8,000 Insurance 6,000 Landscaping 6,500 Legal & Professional 5,000 Newsletter 500 Projects 4,500 Repairs & Maintenance 3,000 Entrance Ways 1,000 Taxes 500 Utilities (elect/water) 5,500 Other 300 Total Expenses $45,000 Net Income (Loss) 000

8. COMMITTEE REPORTS • ENVIRONMENTAL • ARCHITECTURAL CONTROL • MAINTENANCE • COMPLIANCE

9. ENVIRONMENTAL

10. ENVIRONMENTAL • LAKE MAINTENANCE: • “LAKE DOCTOR” CONTRACT FOR VEGETATION CONTROL ON LAKE HENDERSON/LAKE WERK • LAKE WERK IS PROBLEMATICAL • VEGETATION CAN BE CONTROLLED - NOT ELIMINATED • 2008 COST - $ 2,703 + $1,590 = $4,293 • 2009 BUDGET - $3,000

11. ENVIRONMENTAL • LAKE MAINTENANCE (CONTINUED) • LAKE HENDERSON • GROWTH • ALONG SHORELINE • ALLIGATOR WEEDS • TORPEDO GRASS • WATER PENNYWORTH (AKA DOLLAR WEED ON LAND)

12. ENVIRONMENTAL • LAKE MAINTENANCE (CONTINUED) • LAKE WERK • GROWTH • WATER LILIES • NORTH END PROBLEMATIC • REQUIRED THREE TREATMENTS

13. COVENANT COMPLIANCE

14. COVENANT COMPLIANCE • COVENANT COMPLIANCE • APPROACH • DIRECT NOTIFICATION TO PROPERTY OWNERS • ATTORNEY ACTION AS REQUIRED • DISCREPANCIES • GENERALLY A LACK OF KNOWLEDGE OF COVENANTS SPECIFICS • THIRTEEN (13) SEPARATE UNITS WITH INDIVIDUAL COVENANTS

15. COVENANT COMPLIANCE • COVENANT COMPLIANCE (CONTINUED) • 2007 • 30 DISCREPANCY LETTERS MAILED OUT • RESULTS • 26 HOMEOWNERS CORRECTED THEIR PROBLEM AREAS • 4 NON-RBOA MEMBERS IN UNITS 1/2 FAILED TO COMPLY

16. COVENANT COMPLIANCE cont’d • INCREASED COVENANT ENFORCEMENT IN 2007 RESULTED IN SIGNIFICANT IMPROVEMENT IN 2008 • MAIN PROBLEM AREA REMAINED BOATS/TRAILERS PARKED IN DRIVEWAYS, BUT OVER 60% REDUCTION IN VIOLATIONS FROM 2007 TO 2008 • 3 0F 4 HOMEOWNERS COMPLIED AFTER NOTIFICATION • IMPROVEMENT IN OVERALL APPEARANCE • LOT CONDITION, FENCE REPAIR, YARD WASTE, ETC. • WAY AHEAD • REQUIRES CONTINUED VIGILENCE • CONDITION OF SOME YARDS BECOMING AN ISSUE AGAIN • YARD WASTE/HOUSEHOLD REFUSE IN YARDS FOR EXTENDED PERIODS • TRAILERS IN DRIVEWAYS LETS KEEP OUR NEIGHBORHOODS LOOKING GOOD

17. COVENANT COMPLIANCE • WHERE CAN YOU FIND YOUR COVENANTS • WWW.RBOA.NET

18. COVENANT COMPLIANCE

20. COVENANT COMPLIANCE WHAT UNIT ARE YOU IN? OKALOOSA COUNTY PROP APPRAISER WWW.OKALOOSAPA.COM WWW.QPUBLIC.NET/OKALOOSA/SEARCH1.HTML

22. COVENANT COMPLIANCE COVENANT COMPLIANCE

24. ARCHITECTURAL CONTROL

25. ARCHITECTURAL CONTROL • Who is the Committee? Your neighbors!! Al Haberbusch Gary Cathey Paul Grimmig

26. ARCHITECTURAL CONTROL • What Happened Last Year 5Additions to driveways/redo driveways 4         Fence/wall 4         Glass in/enclose patio/porch 2         Pools 2         Sheds 2         Children’s play set/equipment 1         House addition 1         Deck 1         Arbor 1         Satellite dishes

27. ARCHITECTURAL CONTROL • ACC Application – for any new house or addition to the property after a house is in place • Download application at rboa.net (first column) • Info required: what is it; what will it look like; what’s it made of; where will it be sited on the lot (include drawings/pictures, specs, site plan) • Owner (not realtor or contractor) agrees/certifies • Restrictive covenants are on the web site (click Documents) • ACC will retain drawings for file – submit in 11” x 14” format • ACC has 30 days to approve/disapprove

28. ARCHITECTURAL CONTROL • Variance to Restrictive Covenants • Provide rationale – why can’t your project comply? • Provide written concurrence from owners adjoining your property, or owners that might be affected (e.g. across the street) • In granting set back waivers RBOA assumes no responsibility for encroachment into Utilities/Drainage setbacks from County or other government agency. This is always noted in ACC approval “Notes” • Working with County to link ACC Process and Permit Issue Process

29. MAINTENANCE

30. MAINTENANCE • MAINTENANCE CONTRACT • S&P Landscaping has the current (2009) contract • Contract expanded to yearly in 2008 (April thru March) and the scope of the contract was slightly increased • Board very pleased with current contractor effort/price and has no plans to put the contract out for bids. • LAKE HENDERSON • Significant weed problems led to introduction of 150 more carp in Oct, 2008 at a cost of $1,590

31. MAINTENANCE • BOARD’S GOAL IS AN ATTRACTIVE COMMUNITY • SUGGESTIONS FOR IMPROVEMENTS AND NEW PROJECTS MOST WELCOME • DON’T BE BASHFUL!!!!!

32. PRESIDENT’S REMARKS • COMPLETED PROJECTS • Entrance ways • Carr • Jason • Ruckel x 2 • Islands • Carr • Jason

39. ture

40. C

41. RE

42. PRESIDENT’S REMARKS • Future projects • Island on Ruckel Dr near dam: landscaping • Island on Lindsay Lane: landscaping

43. FINING AMENDMENT • BACKGROUND • MOTION • DISCUSSION • SECOND THE MOTION • VOTE • SIMPLE MAJORITY REQUIRED • RESULTS

44. am OPEN DISCUSSION