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AGRI-CLINICS AND AGRI-BUSINESS SERVICES TO FARMERS

AGRI-CLINICS AND AGRI-BUSINESS SERVICES TO FARMERS. Central Sector Scheme of AGRI-CLINICS AND AGRI-BUSINESS CENTRES (AC & ABC). OBJECTIVES To support Agriculture development To supplement the efforts of public extension and

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AGRI-CLINICS AND AGRI-BUSINESS SERVICES TO FARMERS

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  1. AGRI-CLINICS AND AGRI-BUSINESS SERVICES TO FARMERS

  2. Central Sector Scheme of AGRI-CLINICS AND AGRI-BUSINESS CENTRES (AC & ABC) OBJECTIVES • To support Agriculture development • To supplement the efforts of public extension and • To create gainful self-employment opportunities to unemployed Agricultural Graduates, Agricultural Diploma holders, Intermediate in Agriculture, and Science Graduates with PG in Agri related subjects.

  3. Total No. of Candidates trained: 34817 No. of Agri-ventures established: 13601 No. of projects pending with the banks:6060 No. of projects sanctioned by the banks:1654 No. of projects that received subsidy : 816 Overall Progress of the Scheme(as on 21/10/2013)

  4. Feedback from Non Starters

  5. Major Constraints • Availability of candidates for training • Capability of the Nodal Training Institutes with respect to training and handholding support and its linkages with different stakeholders • Support to the trained graduates in availing timely /adequate credit and easy availability of the subsidy to him • Slow loaning and subsidy release - response of bankers towards credit/subsidy flow to the trained agri-preneurs • Small enterprises established with their own investment or a very low credit need greater support for their sustainability.

  6. Modified ACABC Scheme • Enlarged eligibility criteria • Enhanced financial norms for training • Additional 10% charges for NE & Hill States • Refresher Training for Successful agri-preneurs • Existing capital & interest subsidy replaced with Composite Subsidy (36% and 44%) • Enhanced ceiling cost of the projects for subsidy purpose (20 / 25 lacs and 100 lacs)

  7. TRAINING NETWORK • MoU finalized with 98 Nodal Training Institutions (NTIs) • State Agriculture Universities - 16 • State Government Institutes - 08 • NGOs - 36 • Agribusiness Companies - 17 • Institutes of Co-operative Management - 11 • Krishi Vigyan Kendras - 10

  8. SELECTION OF CANDIDATES • NTIs will advertise the scheme and collect the applications. • Non-refundable Registration Fee Rs.500/. • Scrutiny of applications by NTI and an official from ATMA/Block Technology Team/ Agri. & Allied departments. • Selection is based on a scoring model by a Committee consisting of representatives of NTI, MANAGE, KVK, NABARD, Bank, State Agri & Allied Departments and Agri-Business Company.

  9. TRAINING CONTENT • Basic Agriculture Knowledge • Central and State Government Schemes • Field Visits • Agricultural Extension • IT enabled Agricultural Extension Advisory Services • Agri-entrepreneurship Development including Market Survey, Hands on Experience and preparation of Detailed Project Report.

  10. HANDHOLDING – FOR ONE YEAR • Through Nodal Training Institutes (NTIs) • Individual Progress Sheet • Interface meetings at State / Institute level • Visits to individual enterprises • Interaction with Bankers • Involvement in ATMA and other Public Extension Activities • Updating pending and sanctioned loans • Documentation of success story

  11. Website: http://www.agriclinics.net Helpline no. 1800 425 1556 Agripreneur – (Monthly E-Bulletin) INFORMATION SUPPORT SERVICE

  12. LOAN & SUBSIDY Project Cost: • Individual Projects : Rs.20.00 lakhs • Group Projects : Rs.100.00 lakhs (5 member group) • An additional limit of Rs.5.00 lakhs subsidy is also provided for extremely successful ventures • Margin Money : 10 –15 % or as decided by individual banks • Bank Loans: • Type of Loan - Composite Term Loan (fixed cost + cost for one operative cycle)- At least 10% of the project cost should be in the form of capital investment Security : • Hypothecation of assets, mortgage of lands or third party guarantee. • Collateral Security is waived up to Rs.5.00 lakhs loan.

  13. Repayment Period: • 5 – 10 years depending upon the project. • Gestation period – Maximum two years as per the nature of the project • Rate of Interest : • As determined by Bank (Commercial / Private Bank / RRB / State Co-operative Bank). Composite Subsidy: • Credit Linked and back ended subsidy with lock-in period of 3 years. • Subsidy will be released by NABARD to the Banks up-front

  14. 36% Subsidy on a maximum Project Cost of Rs.20.00 lakhs (Rs.100.00 lakhs for Group) for general category and 44% for SC, ST, women, Hilly States (NE States, J&k, H.P and Uttaranchal). • The benefit of subsidy will be extended maximum twice to a candidate under the Scheme within the prescribed loan limits • Payment of back-ended subsidy will be linked to extension services provided by Agripreneur. • The cut-off date of April 2004 for subsidy eligibility is now removed. Project Activities: • 32 Projects mentioned (only illustrative). • Any Project which provide services to the farmers. • Hand Holding by Nodal Training Institutions: • Up to one year

  15. ACABC Over the Years…

  16. State-wise Progress (21/10/2013)

  17. AGRO-VENTURES ESTABLISHED (05-08-2013)

  18. BANKERS MUST PLAY A PROACTIVE ROLE Subsidy Flow in 2011-12 and 2012-13 together was Rs. 13.58 crores whereas it was only Rs. 5.41 crores since beginning till 2010-11

  19. Issues in up-scaling Agri-Clinics and Agri-Business Centres • Not attracting serious candidates to the scheme • Need for Quality NTIs which produce results • Slow pace of Loan and Subsidy disbursement • Lack of convergence between ATMA and Agripreneurs

  20. Mr. Vijay Bharat, Post Graduate in AgricultureFounder of “Mobile Agricultural School & Services (MASS)” Ranchi, Jharkhand, Ph: 09431588284 MASS started in 2006 is an Agri-services and training centre on wheels moving from village to village equipped with audio-visual aids such as projector, screen, laptop, electronic board and CDs on best farm practices Offers agri-inputs and consultancy services at the door steps of the farmer Extension services – Imparts training in the bus itself at the village on ATMA activities and other Government programmes. Provides on farm services to farmers such as soil testing MASS develops agricultural films and use it as a tool for training. Plans to replicate the model in neighboring states, villages and Glamorizing Agriculture. Farmers covered – 1,50,000 in 26 districts of Jharkhand and Bihar States Direct Employment to 19 persons Annual turnover Rs.1.24 crore

  21. Mr. Samir Ranjan Bordoloi, B.Sc. (Agri) S. S. Botanicals, The Agri-Clinic cum Agri-Business Centre, Tarajan, Jorhat, Assam; Ph: 098540-49583 Started in 2003 Operating in Jorhat, Golaghat, Sibsagar, Dibrugarh, Tinsukia, Karbi-Anlong and Nagoan districts Services available Advisory – Tea, Organic Farming, other crops Soil Testing Market Information Farmers’ Training, Farmer - Scientist Interaction Agri-Business Centre - Wholesale and retail sale of Organic Inputs, Vermicompost, Bio-pesticides, Bio-fertilizers, Seeds, Farm Equipments, Shade Net, Inorganic Inputs etc. Involved in ATMA and Horticulture Technology Mission activities

  22. Krishok Bandhu Help Card (Farmers Registration Card)- Already more than 3000 registered farmers Strategic partnership with FERTILE GROUND, CANADA for organic farming and Agri-Tourism. Publication of “PRAKRITI” – Bi-monthly News Letter for cultivators @ Rs.5/- per copy. NABARD, Guwahati subscribed 500 copies for Farmers’ Club members Annual Turnover more than Rs.2.00 crores Employment – 30 persons direct, 150 persons indirect

  23. Mr.Soibam Surchandra Singh, P.G.D.F.Sc.S. Tomba & Sons Ingetrated Fish Farming Pvt. Ltd.Hiyangthang Mamang Leikai, P.O. Wangoi, Imphal West District, Ph. : 9856082269 Started in 2007 High density production of pengba endemic medium fish through special breeding technique with the help of Bureau of Fish Genetic Resources, Lucknow Introduced composite fish farming in Manipur among farmers Increased rearing capacity of Pengba from 8000 number per hectare fingerling to 20,000 fingerling Increased fish productivity from earlier 3 ton / ha. to 7.5 ton / ha. Farmers covered – more than 1000 Employment – direct 35 persons, indirect more than 300 Annual turnover – More than Rs.1.5 crores

  24. Provides Disease free, Healthy fish carp seed of Pengba species to farmers Mr. Soibam Suruchandra Singh

  25. Mrs. Sangeeta Deepak Sawalakhe (M.Sc. Agri), Vidharbha Biotech Lab - MIDC - 856,Lohara, Yeotmal Mobile. No: 09422869423 • Vidharbha Biotech Lab in 1996 • Production and marketing of bio pesticides and bio fertilizers • Extension Service – Providing extension services in the areas of soil and water testing, Awareness of organic farming, Free Consultancy Services regarding pest and diseases of major crops to the farmers . • Farmers Covered – 5000 • Direct Employment for 26 persons in Lab and Marketing • Investment – 50 lacs (Fixed 35 lacs & Operational 15 lacs) • Annual Turnover – Around Rs.1 to 1.25 crores

  26. Inauguration of Packing unit

  27. Ms. M.Nila, Super Agro Products, Pollachi, Tamilnadu, Mobile: 9843031631, Email; Superagroinputs@rediffmail.com • Age : 41 Years • Qualification : M.Sc (Agri.Mkg & management) from TNAU , Coimbatore in 1994 • ACABC Training from TNAU (CARDS) Coimbatore in2005 • Activity started in December 2006 • Activity : Micronutrients Mfg, and sale, Agri consultancy Covering 1200 farmers in 75 villages • Employment provided to 25 persons (Direct & Indirect) • Turnover : Rs.75.00 lakhs • Husband joined her venture resigning private job

  28. Thank you

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