Portia Consulting Services, LLC Principal, Susan E. Mack

1. Portia Consulting Services, LLCPrincipal, Susan E. Mack Presentation –What Sets Portia Apart 2011

2. Distinguishing Characteristics • Able to advocate either cedent’s or reinsurer’s positions, due to 15 yrs. as insurance company senior officer and 10 yrs. as reinsurers’ senior officer. • With history as corporate counsel managing disputes ranging up to $200 million, uniquely situated to act as umpire. • As founding director of ARIAS-US, know and relate to all the players.

3. Distinguishing Characteristics-P/C • Extensive expertise in the following areas: • Aggregation and accumulation disputes arising from asbestos, environmental, drugs and sexual malfeasance. -treaty reinsurance occurrence a specialty. • Other complex reinsurance claim issues. • ECO/XPL issues. • Facultative certificate interpretation, including expense treatment. • Rescission claims, due to failure to follow underwriting representations, guidelines or fraud in the inducement.

4. Distinguishing Characteristics-Life/Health • Extensive expertise in the following areas: • Variable life and annuity products (Modified Coinsurance). • Automatic treaty interpretation (Yearly Renewable Term, Coinsurance). • Facultative treaty interpretation (propriety of cessions). • Accident and health issues, including medical stop loss, disability, LTC, workers compensations carve-out. • Life settlements. • Rescission claims, due to failure to follow underwriting representations, guidelines or fraud in the inducement.

5. All Sectors-Areas of Expertise • MGA, MGU’s -cedents’ failure to monitor -acting beyond the scope of underwriting authority. • Run-off reinsureds -failure to appropriately administer business in accord with today’s standards. • Insolvency-related issues. • Compliance with reinsurance-related statutes and regulations.

6. Thank you! Questions?