ROMA MURPHY & HOROWITZ Global Investigations & Commercial Collections

1. ROMA MURPHY & HOROWITZ Global Investigations & Commercial Collections 2815 Camino Del Rio South #111 San Diego CA 92108 (888) 794-7662 Voice (619) 681-1952 Fax E-mail: JGROMA@AOL.COM www.romacollectionagency.com PLEASE CLICK MOUSE TO PRESENTATION

2. Recovery Solutions for Your Business Third Party Collections First Party Outsourcing Legal Forwarding Credit Reporting Consulting Audit ROMAMURPHY & HOROWITZ Business and Credit Investigations Ten Day Demand Program

3. To Your Accounts Receivable, We Are Revenue… Designing a process that mirrors what best fits your business needs into our program Maintaining your clients good-will and obtaining funds in the most expedient fashion Decreasing your litigation costs and other out-of-pocket expenses associated with uncollectible debt by Increasing cash collections Faster recovery time Private investigation

4. To Your Peace of Mind, We Are ASSURANCE… • Unique collection treatment process using state-of-the-art technology • “Best in Class” customer service • Most experienced collectors in the business • Professional account handling • Compliant with federal and state laws and regulations • We will get it done for you!

5. To Your Business, We Are Partners… Communication Updates from collection coordinators directly handling your claim-files SPOC (Single Point of Contact) Written correspondence and verbal contact E-mail Shared Information ROMA MURPHY & HOROWITZ provides for account auditing, investigations and assist you in reporting all your past due accounts Account Profile Inquiry (API) allows you to contact us to assist in day-to-day credit/collection decisions Providing the Level of Service YOU Require

6. State-of-the-Art Technology IP Telephony/Computer Integrated Phone System • Voice over IP with full system integration and digital dial telephone tone capabilities allows ROMA MURPHY & HOROWITZ Partners to maximize production and minimize risk Imagine a debtor complaint where we can simply e-mail you our actual notes of the conversation. No more relying on “he said, she said” Document Imaging and Storage • All documents are digitally captured at receipt and attached to the associated account electronically. These can then be forwarded as e-mail or faxes directly from a producers work station Providing total Security, as well as, enhancing Productivity State-of-the-Art Collection Software • Our system is secure, flexible, scalable and robust. We can accept a placement in YOUR chosen format and ROMA MURPHY & HOROWITZ provides you direct contact to all your accounts with a live recovery agent. Most importantly, our system is specifically a Commercial Collection platform which allows us to provide levels of detailed service not attainable in consumer systems