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Insurance Services Office (ISO). ISO is an independent organization that provides information about risk.Insurance Companies use ISO's Public Protection Classifications in marketing, underwriting, and pricing homeowners and commercial property insurance.In general, the price of fire insurance in a
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1. ISO Consultant’s Report and Recommendations Troy Arterbury, P.E.
Fire Protection Engineer
PUBLIC PROTECTION CONSULTANTS, INC.
2. Insurance Services Office (ISO) ISO is an independent organization that provides information about risk.
Insurance Companies use ISO’s Public Protection Classifications in marketing, underwriting, and pricing homeowners and commercial property insurance.
In general, the price of fire insurance in a community with good PPC is substantially lower than in a community with a poor PPC.
3. Fire Suppression Rating Schedule (FSRS) ISO uses a uniform set of criteria to evaluate and assign the appropriate PPC (Class 1 to 10) to every community.
FSRS Summary
Receiving and Handling Fire Alarms = 10 pts.
Fire Department = 50 points
Water Supply = 40 points
Texas Addendum Credits = 6.5 points
4. ISO PPC Rating ClassificationPoint System 90.00 – 100 points = Class 1
80.00 -89.99 points = Class 2
70.00 - 79.99 points = Class 3 (if 76.08 points)
60.00-69.99 points = Class 4 (Current Class)
50.00-59.99 points = Class 5
40.00- 49.99 points = Class 6
30.00-39.99 points = Class 7
20.00-29.99 points = Class 8
10.00 – 19.99 points = Class 9
0.00 – 9.99 points = Class 10
5. Special PPC Situations Class 9 is awarded to areas that are within five road miles of a fire station but over 1,000 ft. from a standard fire hydrant.
Class 10 is awarded to areas that are located over five road miles from a fire station.
FS#3 to TPC Clubhouse = 5.8 miles
FS# 3 to 121 & Custer Target = 6.6 miles
6. Consultant’s Review Process Field survey and analysis of:
Needed Fire Flow Requirements, Water Supply and Distribution System
Communications Facilities
Fire Station Locations and Number
Engine and Ladder/Truck Companies
Staffing, Training, Code and Fire Inspection
Conduct about 50 hydrant flow tests
Review ISO Building Batch Report and Analyze Status
Review Texas Addendum
Estimation of current ISO PPC Rating
Make Recommendations for improving the current estimated ISO classification
7. PPC Estimation Results Receiving & Handling Fire Alarms – 7.2 of 10 possible
Fire Department – 31.81 of 50 possible
Water Supply – 37.48 of 40 possible
Divergence - < 6.02>
Texas Addendum – 5.61 of 6.5 possible
Total – 76.08 of 106.5 total points possible
ESTIMATED ISO RATING – CLASS 3
8. Recommended Improvements Communications
Design and Prepare Call Detail Record (CDR) reports in accordance with ISO Standards
Add two additional dispatchers per shift to achieve six dispatchers on duty at all times
Provide a secondary dispatch circuit for on-duty fire suppression personnel, such as a “Rip & Run” reports at all fire stations
9. Recommended Improvements Fire Department
Five additional Fire Stations are needed