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Having never been in a motor vehicle accident is definitely not a good reason for driving around uninsured. If you have been fortunate enough not to have ever been in an accident you still need to cover yourself for that eventuality. The purpose of insurance is to cover possible future losses and not to remedy past losses.
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Myth No.1: I don’t need car insurance because I’ve never been in an accident.
Myth No.2: Insurance premiums are not affected by the color of the vehicle
Myth No.3: If a friend crashes my car, his insurance will cover the damage.
Myth No.4: My credit rating has no effect on my insurance premiums
To know more Car Insurance Myth Visit here: http://ezinearticles.com/?5-Car-Insurance-Fallacies&id=5751110