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Khuda-ki-Basti-3

Khuda-ki-Basti-3. KARACHI. PAKISTAN. Incremental Housing Scheme. Mr. Tasneem Siddiqui, CEO Saiban. HOUSING SITUATION IN PAKISTAN (POPULATION: 220 MILLION). CURRENT BACKLOG 8.0 MILLION HOUSING UNITS ANNUAL INCREMENTAL DEMAND 400,000

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Khuda-ki-Basti-3

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  1. Khuda-ki-Basti-3 KARACHI PAKISTAN Incremental Housing Scheme Mr. Tasneem Siddiqui, CEO Saiban

  2. HOUSING SITUATION IN PAKISTAN(POPULATION: 220 MILLION) CURRENT BACKLOG 8.0 MILLION HOUSING UNITS ANNUAL INCREMENTAL DEMAND 400,000 HOUSING UNITS POPULATION LIVING IN SLUMS 30-35% PEOPLE LIVING IN ONE-ROOM 50%  TENEMENTS AVERAGE FAMILY SIZE 6.6 PERSONS

  3. INCOME DISTRIBUTION IN PAKISTAN(1 US $ = 138 PAKISTANI RUPEES) ABSOLUTE POOR: SURVIVING ON CHARITY AND COMMUNITY HELP 5% FAMILIES EARNING BETWEEN 8000 TO 16000 (minimum wage fixed by the govt) 15% RUPEES PER MONTH FAMILIES EARNING BETWEEN 16000 TO 48000 (three times of the minimum wage) 60% RUPEES PER MONTH FAMILIES EARNING BETWEEN 48000 TO 150000 ` 15% RUPEES PER MONTH FAMILIES EARNING 150000 RUPEES AND ABOVE 5% PER MONTH

  4. Income Groups vs. Housing Projects Low Income 8,000-30,000 Medium Income 30,001-250,000 High Income 250,000 and above = 1% 43% 56% 68% 20% 12% 68% of the population (lowest income) has only 1% of total housing units within their buying reach *Data based on survey of housing projects in the second largest city of Pakistan All values are in PKR

  5. ISSUES WHICH DO NOT GET ATTENTION INGOVERNMENT HOUSING SCHEMES  - AFFORDABILITY - TARGETING  - TIME-LAG BETWEEN ALLOTMENT AND HANDING- OVER POSSESSION  - CUMBERSOME PROCEDURES LEADING TO CORRUPTION AND DELAYS  - AVAILABILITY OF SOCIAL SECTOR SERVICES IN LOW- COST SETTLEMENTS

  6. ROLE OF INFORMAL SECTOR IN PROVIDINGSHELTER TO THE LOW-INCOME PEOPLE ITS PROCESS IS SIMPLE IDENTIFICATION OF STATE LAND COLLUSION WITH POLICE AND LOCAL FUNCTIONARIES HANDING-OVER LAND TO THE NEEDY WITH NO INFRASTRUCTURE AVAILABILITY OF CREDIT AND TECHNICAL ADVICE - IT FOCUSES ATTENTION ON ISSUES LIKE AFFORDABILITY, TARGETING, TIME-LAG AND SIMPLE PROCEDURES  - IT IS SUCCESSFUL BECAUSE ITS APPROACH IS COMPATIBLE WITH THE SOCIOLOGY AND ECONOMICS OF THE URBAN POOR

  7. INCREMENTAL HOUSING DEVELOPMENT (KKB) – FORMALIZINGTHE INFORMAL SECTOR APPROACH SOME IMPORTANT ASPECTS - IT ANALYSES WEAKNESSES OF PUBLIC SECTOR DELIVERY SYSTEM - IT LEARNS FROM THE STRENGTHS OF THE INFORMAL SECTOR - IT MIXES THE TWO: “FORMALIZING THE INFORMAL” - IT GOES FURTHER AND EVOLVES AN INTEGRATED APPROACH WITH FOCUS ON PRIMARY HEALTH CARE, EDUCATION,FAMILY PLANNING AND INCOME- GENERATING SCHEMES

  8. INCREMENTAL HOUSING 1- IT IS EASILY REPLICABLE BECAUSE OF THE SIMPLICITY OF ITS APPROACH  2- IT IS SUSTAINABLE IN THE LONG RUN BECAUSE THE COMMUNITY IS INVOLVED FROM THE VERY BEGINNING – AND AT ALL STAGES OF PLANNING AND DEVELOPMENT 3- IT NOT ONLY MAKES TENURED LAND ACCESSIBLE TO THE URBAN POOR BUT LINKS PROVISION OF SERVICES TO COST RECOVERY 4- IT IS SELF-FINANCING PROVIDED THE LAND IS MADE AVAILABLE ON DEFERRED PAYMENT

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