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Support vital affordable housing initiatives, preservation of units, regulatory incentives, market-rate affordability, and community revitalization in Northampton. Ensure clear public policy, proactive commitment, and sustainable development strategies.
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City of Northampton Affordable Housing Program “Unacceptable to lose affordable housing units!” • Political Support=clear policy • Preservation of existing units & SROs • Creation of scattered site housing • Regulatory Incentives AND Requirements • Consider in EVERY public action
Market-rate affordable • Subsidized (financial or regulatory)
Expiring-Use ProjectsClear Public Policy!!! Hampton Gardens: 207 units (169 affordable) • Section 108 Loan & Housing Stabilization Fund • City Housing Trust Fund—NO funding stream • Complex and not sustainable Meadowbrook: 252 units (215 affordable, now 252) • Less complex (once signed) • Major state involvement with strong city push
Community Revitalizationwith affordable housing before Pleasant St SRO
City-Sponsored Limited Development Open Space & Affordable Housing Landfill Buffer & Affordable Housing Capped dump & Affordable Housing Quarry reclamation & Affordable Housing
City-Sponsored Limited Development • Proactive commitment • Existing City land v. new land acquisition • City as Applicant (comp permit or other) • City planning, purchase, permitting • RFP=development partner • Mixed income (equity) • Environmental justice!!!
Mortgage Subordination/Mortgagor Rights Clause • Preserve public investment • Allow mortgages to be sold on secondary (Fannie Mae) market • Calculation of loan to value based on restricted value • Non-secondary market mortgages (e.g. Habitat) • Money versus regulatory subsidy
Affordable housing throughZoning and Subdivision • Multi-family or two-family by-right • Reduce minimum lot size • Bonus density and subdivision waivers • Streamline administration and reduce fees • Combine with CDBG as gap financing • Mandatory Inclusion • MAINTENANCE of affordability (11.4%) • Enabling statute issues • Thresholds critical (don’t create loopholes)
Accessory Apartments: Our best success!!! • Many illegal units • Blend in! • Owner-occupant requirements • Attached with single or hidden door • Maximum size (900 square feet) • By-right (Detached=Special permit)
Two-families can blend in! Habitat, Pine Brook Curve Single front door Rental, condominium, or zero-lot-line Northampton Land Trust
Cluster, PUDs & overlays • All segments of the marketplace • Bonus density for affordable housing • More open space preserved Bridge Road Co-Housing
Infill and Adaptive Reuse Union Street Jail Clark Ave Chapter 40B Comprehensive permits ONLY for new construction • Market-rate affordable • Pedestrian-scale neighborhoods