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Present To You By: Choo Kah Hui Heng Chiat Hou Wong Kah Kei, Joyce

Present To You By: Choo Kah Hui Heng Chiat Hou Wong Kah Kei, Joyce. COMPARATIVE ANALYSIS OF INSURANCE PRODUCTS. Prudential, Great Eastern and AIA. Methodology. Brochures. Customer service. Insurance company web site. Introduction. Protection.

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Present To You By: Choo Kah Hui Heng Chiat Hou Wong Kah Kei, Joyce

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  1. Present To You By:ChooKahHuiHengChiatHouWong Kah Kei, Joyce

  2. COMPARATIVE ANALYSIS OF INSURANCE PRODUCTS Prudential, Great Eastern and AIA.

  3. Methodology • Brochures. • Customer service. • Insurance company web site

  4. Introduction

  5. Protection e.g. Term or temporary insurance, disability income and dread disease policies Life Insurance Protection and investment e.g. whole-life, endowment and investment-linked policies.

  6. Disability Income Hospital and Surgical Medical Insurance Long-term Major Medical Critical Illness

  7. Life Insurance Uses, Functions and Purposes

  8. Prudential :PRUlink • Investment-link policy. • Gives insured control and flexibility in all stages of life. • Give insured comprehensive.

  9. GREAT EASTERN :GREAT ENHANCED LIVING CARE • Protection and investment services. • Coverage against 36 of the most common critical illnesses, total and permanent disability, and death.

  10. AIA :INFLATION PROTECTION PLUS (IPP) • Endowment policy. • Protection such as Death and Total and Permanent disability. • Give insured in term of cash dividends and surrender/ terminal dividends.

  11. Differentiations of product

  12. Life Insurance Policy • Increase in sum assured.  Great Enhanced Living Care  IPP  PRUlink • Provide extra protection with additional sum assured  Great Enhanced Living Care  IPP  PRUlink • Standard premium  Great Enhanced Living Care  IPP (vary with insured’s age)  PRUlink • Allocated partly into investment  Great Enhanced Living Care  IPP  PRUlink ( free switching fee)

  13. Medical Insurance Uses, Functions and Purposes

  14. Uses, Functions and Purposes • Relieve insured of major hospital bills incurred.

  15. Differentiations of product

  16. Medical Insurance Policy • Life time limit. PRUhealth- 10x annual limit. Excelcare Plus & Medicover Plus- no life limit. Great MediCare2- 4x annual limit. • Provides executive second opinion service from medical specialist for added assurance.  Great MediCare2  PRUhealth  Excelcare Plus & Medicover Plus • Medical and tax relief  Great MediCare2  PRUhealth  Excelcare Plus & Medicover Plus

  17. No claim bonus, choice of plans to suit consumers’ budget and an option to waive the annual claim limits.  PRUhealth  Great MediCare2  Excelcare Plus & Medicover Plus • Coverage age. PRUhealth- up to100 Excelcare Plus & Medicover Plus- up to100 Great MediCare2- up to 80 • Benefits when deal with family  PRUhealth  Great MediCare2  Excelcare Plus & Medicover Plus

  18. Zero co-insurance for claims within specific amount.  PRUhealth  Great MediCare2  Excelcare Plus & Medicover Plus Similarities – 24 hour world wide coverage

  19. Underwriting Consideration Gender Smoker Health High Earning Group Occupation

  20. Highlights Of Most Interesting Or Exciting Products : PRUlink • Giving no claim bonus. • Choice of your plans to suit your budget. • Coverage up to age 100. • Waive the annual claims limit.

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