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ST.VINCENT BUILDING & LOAN ASSOCIATION

WELCOME TO. ST.VINCENT BUILDING & LOAN ASSOCIATION. Thank you for your loyalty and commitment to the continued success of your Association. ST.VINCENT BUILDING & LOAN ASSOCIATION. INTRODUCING OUR SUPER SAVER ACCOUNT Fixed Monthly payment (Min: $20, Max: $500)

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ST.VINCENT BUILDING & LOAN ASSOCIATION

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  1. WELCOME TO ST.VINCENT BUILDING & LOAN ASSOCIATION Thank you for your loyalty and commitment to the continued success of your Association

  2. ST.VINCENT BUILDING & LOAN ASSOCIATION INTRODUCING OUR SUPER SAVER ACCOUNT • Fixed Monthly payment (Min: $20, Max: $500) • Semi-annual interest – June 30th & December 31st • Members choose their own savings plan. • SVGBLA Super Saver Rate: 3.25% PA as compared to savings market rate: 3% PA • No fines apply • Can be used as collateral for loans • Shorter Yield Time [Five (5) years] with the option to extend. • Membership requirements apply - SAVE WITH OUR SUPER SAVER ACCOUNT- SAVINGS SPECIFIC TO YOUR FUTURE GOALS!! - *Terms and Conditions apply

  3. ST.VINCENT BUILDING & LOAN ASSOCIATION INTRODUCING OUR SUPER SAVER ACCOUNT • Fixed Monthly payment (Min: $20, Max: $500) • Semi-annual interest – June 30th & December 31st • Members choose their own savings plan. • SVGBLA Super Saver Rate: 3.25% PA as compared to savings market rate: 3% PA • No fines apply • Can be used as collateral for loans • Shorter Yield Time [Five (5) years] with the option to extend. • Membership requirements apply - SAVE WITH OUR SUPER SAVER ACCOUNT- SAVINGS SPECIFIC TO YOUR FUTURE GOALS!! - *Terms and Conditions apply

  4. SAVINGS ACCOUNTS!! • SUPER SAVERS • REGULAR SAVINGS ACCOUNTS • FIXED DEPOSIT ACCOUNTS • MINIMUM $20 • MAXIMUM $500 • CONVENIENT DEPOSITS & WITHDRAWALS (With No Charges) • RANGES FROM 3%TO3.50% PER ANNUM

  5. LOAN PRODUCTS OFFERED • MORTGAGE LOANS • CONSTRUCTION LOANS • LAND LOANS • COMMERCIAL LOANS • VEHICLE LOANS • STUDY LOANS • FIXED DEPOSIT LOANS • PERSONAL / CONSUMER LOANS • INSURANCE LOANS • VACATION LOANS

  6. DOCUMENTS REQUIRED FOR PERSONAL/CONSUMER LOAN (Medical/Education/Vehicle/Consolidation/Personal Expense etc.) • Application Form Duly Filled Out • Proof of Identification • Proof of Income (Salary Slip & Job Letter) • Letter & Quotation (Medical / Education) • Valuation, Registration & Offer Letter (Vehicle) • Print-Out of Existing Expenses (Consolidation) • Permanent Shares ($1,000)

  7. REQUIREMENTS FOR MORTGAGE LOANS (Residential / Commercial / Consolidation) • Application Form Duly Filled Out • Proof of Income (Salary Slip & Job Letter) • Approved Plan of Building (Residential) • Survey Plan of Site • Copy of Deed • Sale Agreement / Offer Letter • Valuation (Land / Land & Structure) • Estimated Cost of Construction (Residential / Building)

  8. REQUIREMENTS FOR MORTGAGE LOANS – CONT’D (Residential / Commercial / Consolidation) • Legal Fees & Charges • Builders Contract (Residential / Building) • Print-Out of Existing Expenses (Consolidation) • Statutory Compliance Documents (Tax Certificates / Tax Returns) • Business Plan & Most Recent Financials (Commercial Loan) • Credit Report or Credit Transaction History If Available • Permanent Shares ($1,000)

  9. UTILITY BILL PAYMENT SERVICES CENTRAL WATER & SEWERAGE AUTHORITY KARIB CABLE / FLOW ST. VINCENT ELECTRICITY SERVICES LTD ** PLEASE PRESENT YOUR UTILITY BILL OR ACCOUNT #**

  10. JN INTERNATIONAL MONEY TRANSFER SERVICE Barbados Canada CaymanIslands Dominica England SEND & RECEIVE MONEY: Jamaica Guyana U.S.A

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