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University Credit Union. By; Oscar Rodriguez. History of University credit union. Established in 1947 … could not find any other history on it…. Checking. No monthly service charge. No minimum balance. Benefits ; Only pay for purchase of personalized checks.
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University Credit Union By; Oscar Rodriguez
History of University credit union • Established in 1947… could not find any other history on it…
Checking • No monthly service charge. • No minimum balance. Benefits; • Only pay for purchase of personalized checks. • VISA debit card with 24 hour access. • Free overdraft protection using your savings. • Carbonless copies of checks. • Online account access. • ATM access. • Free check free bill payer. • Balance your checkbook with MSMoney.
Saving Accounts • Minimum of $5.00 at all times required. • 0.05% rate and 0.05% APY. Benefits; • Holiday Club & Vacation Savings Accounts; • May use payroll deduction for regular deposits. • Earn dividends. • Fees may apply from early withdrawls. • Up to 10 savings suffixes.
Saving Accounts Continued Non-Limited Transactions: • Deposits • ATM cash withdrawals and transfers (subject to the daily amount limits and sufficient available funds) • Withdrawals made in person, by mail, or by messenger at a University Credit Union office • Transfers made in person at a University Credit Union office • Automatic transfers to repay your University Credit Union loan
Saving Accounts Continued Limited Transactions: • Checks, point-of-sale (POS) transactions, or debit card purchases • Automatic transfers to another deposit account at University Credit Union • Automatic transfers to a third party or another institution • Telephone transfers, including Automated Account Phone and those initiated by phone call, fax or e-mail through a Bank representative • e*branch online banking transfers and Bill Payments
Personal Plan • After reviewing all the possible services and credit cards; • Receive a student loan using a Signature Fixed Loan with 9.2% APR at a max of $20,000. • A checking account with a minimum of $0, no rates or APY. • A shares deposit account with $5 minimum, 0.05% rate and APY.