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2. New! Team Up for Health. If you are enrolled in an Inova medical plan and complete the Aetna Simple Steps Health Assessment and the screenings, you will receive a credit of $5 per pay period or $130 per yearIf your spouse/domestic partner is also enrolled in an Inova medical plan and also com
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1. 1 Inova Health System
October 2011
2. 2 New! Team Up for Health If you are enrolled in an Inova medical plan and complete the Aetna Simple Steps Health Assessment and the screenings, you will receive a credit of $5 per pay period – or $130 per year
If your spouse/domestic partner is also enrolled in an Inova medical plan and also completes the assessment and screenings, you will receive an additional credit of $5 per pay period – or $260/year total
Check the screening event schedule and FAQs on InovaNet: Employee Resources > Total Rewards > Team Up for Health
3. 3 2012 Plan Changes Per Pay Period Premiums
No increase for dental
No increase for medical, other than Aetna HMO (5% increase)
All part-time employees will pay the same premiums regardless of whether you work 30-35 hours/week or 20-29 hours/week
The same premium structure will apply to all Inova employees, regardless of business unit
Supplemental Life Insurance
Supplemental life rates will be 10 percent lower (varies by age)
The amount you will be able to buy will increase from 6x pay to 8x pay
During the 2011 annual enrollment, you will be able to buy up one level without evidence of insurability (EOI) if you have not been denied coverage previously
New online EOI processing is available (no forms to mail!)
4. 4 2012 Plan Changes Medical Plan
PPO1 and PPO2 out-of-network deductibles will increase from $750/$1,500/$1,500 (PPO1) and $500/$1,000/$1,000 (PPO2) to $1,000/$2,000/$2,000 (employee/employee+1/family); out-of-pocket maximums for out-of-network usage will increase accordingly as well
Emergency room copay will increase from $100 to $125
PPO2 per inpatient admission copay will increase from $750 to $1,000
Prescription Drugs
Non-formulary brand retail copay will increase from $45 to $50
Mail-order copays will increase from $15/$75/$110 to $18/$80/$135 (generic/brand formulary/brand non-formulary)
The penalty for continuing to use retail after the 3rd refill for maintenance drugs will increase from 2x the retail copay to 3x the retail copay
The cost share for specialty drugs will be 10 percent up to $40 (retail) and $110 (mail order); the penalty for using retail after the 1st fill will be 3x the retail copay
5. 5 Annual Enrollment To know your options and how the benefit options work, go towww.MyInovaBenefits.com
To enroll or make changes to your 2012 Inova benefits, log on to www.inova.org\benefits
Annual enrollment is from Nov. 4–22
If you want to keep the same benefits you currently have, you do not need to re-enroll.
Your benefit elections will carry over into 2012, including contributions to an HSA or FSA