Pre-Existing Condition Plans

1. Visitors Insurance PRE EXISTING CONDITION COVERAGE PLAN Pre-Existing Condition Plans Pre-existing Conditions are any injury, illness, sickness, disease, or other physical, medical, mental or nervous condition, disorder or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the three years prior to the effective date of the insurance policy, including any subsequent, chronic or recurring complications or consequences related thereto or arising therefrom, whether or not previously manifested or known, diagnosed, treated, or disclosed. What pre-existing conditions are covered? spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent medical care after the Effective Date (24 hour waiting period from purchase) prior to the age shown in the Schedule of Benefits/Limits. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence 1. 2. 3. What are the pre-existing conditions? What is considered pre-existing condition for travel insurance? Pre-existing conditions include any existing medical condition that you are currently taking medication and/or monitoring at the time of purchasing a visitors insurance plan. These include - any injury, illness, sickness, disease, or other physical, medical, mental or nervous condition, disorder or ailment How do insurance companies determine pre-existing conditions? There are no medical tests required when purchasing American Visitors Insurance plans for foreign nationals and foreign visitors. You can purchase the insurance for visitors within 5 minutes online. ID Cards, Coverage Documents and Policy Wording will be emailed to you within minutes of purchasing. VisitorsInsurance.com 425 HUEHL ROAD - SUITE #22A NORTHBROOK, IL 60062 PHONE : 1-847-897-5120 TOLL FREE : 1-800-344-9540 WhatsApp : 1-847-897-5120