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American Tri-Star is a Insurance company base in San Diego, CA. We are specializes in auto insurance, our highly experienced staff will gladly answer all your questions, while getting you started with the most comprehensive and affordable insurance coverage available. For more details visit at - www.americantristarinsurance.com
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You already know that getting behind the wheel after having too much to drink is not a smart move. What you may not realize is that choosing to do so could create problems that will haunt you for many years to come. Before you decide that you still have it together enough to drive home, stop and think about these consequences. Doing so should be sufficient for you to turn the car keys over to a friend or at least call a cab.
Fines and Suspensions If you are lucky, the arresting officer will take pity on you and take you to jail. There, you will have the chance to sleep it off and be able to pay a fine the following day. There is also the possibility of agreeing to take classes specified by the court as part of the terms of your release.
You may not be lucky enough to get off so lightly. Depending on local laws and any past offenses on your driving record, the judge may decide to suspend your license for a period. That means finding another way to get to work until you comply with the court’s conditions and can regain your driving privileges. Anyone who has gone from being able to go where they want whenever they like will understand what a lifestyle change a suspended license brings.
Your License Can Be Revoked The court may determine that you have no business being behind the wheel and choose to revoke your license entirely. That means you will not have the opportunity to pay a fine, take classes, and, in general, comply with a set of instructions to have your privileges restored. Eventually, you will be able to apply for and receive a new license. Expect the process to be more rigorous, including a highly detailed driving test.
The Impact on Your Insurance Rates Assume that your DUI is a first offense and the judge lets you off with a fine and taking some classes. While you may have squared things with the court, there is still your insurance provider to consider.
Your excellent rates are based on the quality of your driving record. That previously spotless record is now a thing of the past. It is only a matter of time before your provider checks the record and sees what has happened. At that point, you can expect your premiums to increase, probably for the next several years. In the worst case scenario, your policy will be cancelled or at least not subject to renewal at the end of the current coverage period.
Never think that it is okay to drive a vehicle after you’ve had a few drinks. Along with the damage to your driving record and the changes to your insurance, think of what life would be like if your negligence caused the death of another person. With that in mind, put the keys in your pocket and ask the bartender to call a taxi.
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