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Apply Citibank Personal Loan @ Lowest Interest Rate

Citibank offers personal loans at one of the lowest interest rates ranging between 9.50% to 17.99% p.a. You can borrow up to Rs.30 lakh for your personal expenses like medical bill payment, wedding in family, car purchase, home renovation, etc. Citibank offers a personal loan for up to 60 months. The bank charges a nominal processing fee of 3% of the sanctioned loan amount.

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Apply Citibank Personal Loan @ Lowest Interest Rate

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  1. Description Citibank offers personal loans at one of the lowest interest rates ranging between 9.50% to 17.99% p.a. You can borrow up to Rs.30 lakh for your personal expenses like medical bill payment, wedding in family, car purchase, home renovation, etc. Citibank offers a personal loan for up to 60 months. The bank charges a nominal processing fee of 3% of the sanctioned loan amount.

  2. Citibank Interest Rates and Charges 2021 Citibank personal loan interest rates start from as low as 9.99% per annum. Personal loan interest rates charged by Citibank depend on key factors such as the applicant’s income, loan amount, tenure, credit score, etc. Here are Citibank personal loan interest rate based on an applicant’s income is as follows:

  3. Factors that affect Citibank personal loan interest rates • Loan tenure:Citibank personal loan interest rate depends upon the loan tenure chosen by applicants. If you apply for a short-term loan, the bank is most likely to charge a higher interest rate. However, longer tenure will increase the total interest payable. • Relationship with the bank: If you are an existing customer of Citibank and share a good relationship with the bank, it is more likely that bank will offer you a personal loan at lower interest rate, provided you have good track records and fulfil the personal loan eligibility criteria. • Repayment capacity: As a personal loan is an unsecured loan, repayment capacity of a borrower is of seminal importance. The bank checks your CIBIL score to determine your repayment capacity. Individuals with a regular income and good credit history will get a lower interest rate on a personal loan.  • Employment details: The employment status of an applicant plays a crucial role in determining the interest rates applicable on a personal loan. Individuals working with reputed organizations may get a personal loan at lower interest rates as compared to other applicants whose income is not stable. 

  4. Citibank Bank Personal Loan VS Other Personal Loans

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