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Implications for security in an increasingly mobile environment

Implications for security in an increasingly mobile environment. Greg Drumm Head of Alliances and Emerging Payments Consumer Cards and Unsecured Lending. Keeping pace with mobile. 1981 car phone launch 1987 - analogue network launched - ‘brick’ phone launch 1989 100,000 mobile connections

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Implications for security in an increasingly mobile environment

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  1. Implications for security in an increasingly mobile environment Greg Drumm Head of Alliances and Emerging Payments Consumer Cards and Unsecured Lending

  2. Keeping pace with mobile • 1981 car phone launch • 1987 - analogue network launched - ‘brick’ phone launch • 1989 100,000 mobile connections • 1993 GSM network launched • 1995 2.3m mobile connections • 2005 9m mobile connections

  3. Keeping pace with mobile

  4. Our examples • Wing • Payments service • launched in Cambodia • ANZ goMoney • 4 digit PIN • Send and receive mobile payments

  5. Fast and reliable identity verification • Expectations ahead of reality • Identity fraud increasingly a major issue • Verification • Secret • Biometric • Token

  6. Protection from external & internal threats Security threats a major barrier to transactions • Perception of threats • Consumer • Industry • Real threats • Internet designed to be open, not secure • Mobile phones and mobile networking have specific risks • Moving to theft of data and intellectual property • A 21st century partnership with government and business

  7. Where to now? • 2012 1 trillion network devices • 2015 mobile payment as mass phenomenon • 2017 mobile media bigger than all other media • 2018 mobile security concerns increase • 2019 focus on cyber security and privacy • 2020 mobile: disruptive, engaging, interactive, unique

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