Required Documents for Home Loan

1. Banknomics Required Documents for Home Loan http://www.banknomics.com/

3. Required Documents for Home Loan Bank and NBFCs ask for the following documents before sanctioning the Home loan. • Identity Proof • Age Proof • Address Proof • Income proof • property Documents http://www.banknomics.com/loan/home-loan

4. Identity Proof Anyone from the following • Driving license • Voter ID • Passport • PAN card • Aadhaar Card • NREGA Card http://www.banknomics.com/loan/home-loan

5. Age Proof Anyone from the Following • Driving License • Passport • PAN card • Birth Certificate • 10th standard Mark sheet http://www.banknomics.com/loan/home-loan

7. Address Proof Anyone from the following • Driving license • Voter ID • Passport • Ration card • Utility bill – Telephone, Electricity, Water, Gas, Postpaid Mobile (minimum 2 months old) • Letter from any recognized Government authority verifying the residence address of the customer • Letter from your Employer (in case no other proof is available) http://www.banknomics.com/loan/home-loan Company Logo

8. Address Proof • Bank Statements / Passbook / Other Government documents such as post office Passbook • Property or Municipal tax receipt • Pension or family pension payment orders (PPOs) issued to retired employees by Government Departments or Public Sector Undertakings, if they contain the address • Documents issued by Government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India http://www.banknomics.com/loan/home-loan

9. Income proof Income proof and property proof vary for salaried individuals and self-employed individuals. For Self Employed/Businessmen • A brief introduction to your business/profession • Balance sheet, profit and loss account statement of income • Proof of income tax returns for the last 3 years certified by a CA • Receipts of advance tax payments made (if any) • A photocopy of Registration Certificate of establishment under Shops and Establishments Act/Factories Act • Certificate of Practice for professionals such as doctors • Proof of investments (FD Certificates, Shares, any other fixed asset) http://www.banknomics.com/loan/home-loan

11. Income proof For Salaried individuals • Form No. 16 • Increment/Promotion letters • Appointment letter • Pay slip (Last 3 months) with salary account bank statement • IT returns (for the last three years) • Investment proof (FD certificates, shares, any fixed asset) • Documents supporting the financial background of the borrower (liabilities and assets if any) http://www.banknomics.com/loan/home-loan

12. List of Property Documents • Sale Deed (Title deed /Mother deed/Conveyance Deed) • Joint Development Agreement • General Power of Attorney • Sanctioned Building Plan • NOC from Government Departments • Supplementary Agreement/Ratification Deed • Allotment Letter from the Builder/Co-operative Society/Housing Board • Sale Agreement between Builder & First Owner • Construction Agreement between the Builder & First Owner • Copy of Possession Letter from the Builder http://www.banknomics.com/loan/home-loan

13. List of Property Documents • Payment Receipts (Builder) • Previous or Current Loans on Property • Sale Agreement with the Seller • Latest Tax Paid Receipt • Encumbrance Certificate • No-due Certificate from the Building Association • NOC from the Society/Building Association • Approved Plan of Construction • Demand Letter from the vendor before disbursement • Approved Plan of Construction • Auction Sale Confirmation Letter • Completion Certificate • Khata Certificate http://www.banknomics.com/loan/home-loan

14. Thanks for Watching For quick and better response you can apply for a Home loan online with Banknomics. Learn More: http://www.banknomics.com/loan/home-loan