Know the Documents Required for Home Loan

1. 1/H, Captain Nilesh Soni Marg, Pankaj Society,Bhatta, Paldi, Ahmedabad(380007) 079 26601344 / +91 9879243144 www.panchshilgroup.com Know the Documents Required for Home Loan Different banks require different documents for processing a housing loan. Broadly, following documents are required by the banks: SELF EMPLOYED Proof of Income: Copies of balance sheet, profit and loss accounts, computation of income and Income tax returns for the last 3 years (in case of Self Employed) Salary certificates and form No. 16 for the last three years (in case of salaried) TDS certificate for last 3 years Bank Statements showing credit entries for salary / Professional fees received for the past 12 months Professional qualification certificated etc. Title of Flat: Copy of the Property sale deed. Title report by a solicitor. Valuation report. NOC from the builder / condominium / society Amenities agreement, if any. Other Documents: Proof of age – copy of passport, driving license etc. (with Dt of Birth) Proof of Residence – Copy of ration card, passport, etc. Photographs with signature. Documentation required for guarantor, if any.

2. SALARIED PERSON Residence and Age Proof: Voter’s I-card. Passport. Driving License. Ration Card / Phone Bill / Electricity Bill. Income Proof: Attested Salary Slips for the last 3 months in original or salary certificates with deduction. Bank Passbook for last 6 months (Salary Account). Income Tax – Form 16 Xerox (Photocopy). PAN card. Employment Proof: Appointment Letter / Increment Letter / Confirmation Letter. Copy of company I-card. Company Profile. Company Brochures. Common Documents: Cheque for Processing Fees. Photograph of Applicant and Co-applicant. It taken any other loan, outstanding amount proof or loan closure certificate. Guarantors: Incase of guarantors, same set of documents, as applicants are required. ================================================= Panchshil Group: Real Estate Consultant in Ahmedabad Address: 1/H, Captain Nilesh Soni Marg, Pankaj Society,Bhatta,Paldi, Ahmedabad(380007) Call: +91 77 7804 4455 Email us: jpshah71@gmail.com