An Ultimate List of Documents Required for Property Purchase or Home Loan Kerala

2. listofdocumentsrequiredforhomeloaninIndia. Application form to avail loan Three passport sizephotographs ID proofs like residence proofs, Bank account statement for past 6 months Signature confirmation by applicant’sbank. Personal assets and liabilities proof GuarantorDocuments Personalassets 2photographs ID proof andresidence proof Business addressproof Signature confirmation by bank ofapplicant

3. HomeLoanDocumentsListForSalariedIndividuals Salary certificate signed by the employer Form 16/IT Returns for last twoyears HousingLoanDocumentsChecklistforSelf- employed ProfessionalIndividuals IT returns for the past threeyears Challans as confirmation of Advance Income Tax payment Business address confirmation proof

4. HousingLoanDocumentsChecklistforSelf- Employed BusinessIndividuals IT returns for the past three years Challans as confirmation of Advance Income Tax payment ListofPropertyDocumentsRequiredfor HomeLoan Sale agreement or deed of sale for cooperative society. Advance payments receipts to buy apartments/house Letter of allotment from privatebuilder Land tax payment receipt Building planapproved

5. HomeLoanDocumentList forNRIs Salary Certificate from boss expressing in English thename Last 6 months salary slips Copy ofPassport Last six months NRO/NRE bankstatement Power of Attorney in absence of applicant while signing theagreement.

6. Other DocumentsRequired s Personal IdProof Proof ofResidence RationCard Electricity Bill EmploymentLetter TelephoneBill Passbook or Bank Statement withaddre PANCard Passport Voters ID Card DrivingLicense s AgeProof assport PANcard P Bi rthcertificate Bankpassbook Dr ivinglicense Tenth class markshee t

7. Applyingforahomeloanisn’tthatsimple Homeloanapplicationincorporatesagreatdealofelementsbothfor themoneylenderandalsoabankforendorsementofthehomeloan KeepingUpagoodCIBILScoreCreditInformationBureauofIndiaLtd CheckofIndividualProfile Limit ofAge

8. IsYourLoanApplicationDismissedEarlier? If an applicant was rejected for a loan from bankbeforehand That point he/she won’t not have the capacity to satisfy the eligibilities the loan applicant requires CIBIL keeps record of each creditapplications When the candidate applies for the loan, past records from the database will be checked Dismissal will appear in creditprofile

9. AreyouFilingIncomeTaxRegularly? Iftheloanis,thecandidateneedstotake afterthesecorrectmoves: Reaching with the loanspecialist Can choose to bring down the home loansum

10. MarketValueofproperty This is an essential factor Before benefiting a loan, you have to get the market estimation of the advantage with the assistance of a qualifiedappraiser. Banks complete an autonomous assessment of the property for which you require theloan.

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