1 / 18

Internet World, London 29 April 2008

Banking 2.0 and the rise of virtual wallets. Internet World, London 29 April 2008. Agenda. 1. Introduction to Moneybookers. 2. Banking 2.0 for Businesses. 3. Banking 2.0 for Consumers. 4. Banking 2.0: Trends & Key Drivers. 5. Contact. Key Facts About Moneybookers.

brook
Download Presentation

Internet World, London 29 April 2008

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Banking 2.0 and the rise of virtual wallets Internet World, London 29 April 2008

  2. Agenda 1 Introduction to Moneybookers 2 Banking 2.0 for Businesses 3 Banking 2.0 for Consumers 4 Banking 2.0: Trends & Key Drivers 5 Contact

  3. Key Facts About Moneybookers • First regulated e-money issuer, regulated by the UK financial authorities (FSA) • Founded in July 2001 and based in London, United Kingdom • Owned by Investcorp, Chairman of Moneybookers’ Board: Dr. Thomas Middelhoff • 200 employees, supporting 12 languages • Most comprehensive Payment network for borderless money transfers worldwide and in real-time • 5.0 Million account holders and 8,000 new account openings per day • More than 20,000 merchants have used the Moneybookers solution • Moneybookers is an independent payment provider 3

  4. Our Partners 4

  5. No. 1 in Local Payment Options – more than any competitor • Amex • Visa • Mastercard • Jcb • Solo • Dinerd Club • Amex • Visa • Mastercard • Jcb • Diners Club • Amex • Visa • Mastercard • Jcb • Diners Club • Bank Wire (coming soon) • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Solo • Amex • Visa • Mastercard • Jcb • Diners Club • Amex • Visa • Mastercard • Jcb • Diners Club • Local Instant Bank Transfer • Bank transfer • Visa • Amex • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Amex • Visa • Mastercard • Jcb • Diners Club • Bank Transfer (coming soon) • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • ClubDiners • Bank transfer • Amex • Visa • Mastercard • Jcb • ClubDiners • P24 • BPH • Inteligo • Mbank • Multitransfer • Nordea • Amex • Visa • Mastercard • Jcb • Diners Club • eNETS • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Cheque • Solo • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Giropay • ELV • Sofortüberweisung • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Laser • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • iDeal • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Poli • Amex • Visa • Mastercard • Jcb • Diners Club • Amex • Visa • Mastercard • Jcb • Diners Club • Bank Transfer (coming soon) • Poli • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Cheque • Carte Bleue • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • EPS • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Poste Pay • Carta C • Visa Electron • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Euro6000 • 4B • Visa Electron • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club • Bank transfer • Amex • Visa • Mastercard • Jcb • Diners Club 5

  6. Moneybookers: E-wallet and Quick Checkout Payment Gateway • Moneybookers’ E-Wallet enables... • Consumers to send money to each other • Only email and password are required for a secure, convenient and high conversion payment transaction • Merchants to receive money from customers instantly • Affiliates to receive and distribute funds • Auction platforms to process money between the participants Go shopping Send money • Moneybookers’ Quick Checkout enables... • Direct processing of all local payment options • Gateway integration per iframe • Adaptable look and feel • High conversion • “One-click” payment • Instant status reports 6

  7. Agenda 1 Introduction to Moneybookers 2 Banking 2.0 for Businesses 3 Banking 2.0 for Consumers 4 Banking 2.0: Trends and Key Drivers 5 Contact

  8. E-Commerce Revenues in Europe: Total growth to $ 300 billion in 2009! Market Highlights and Trends in Europe: • Market is growing with 25% per annum and to 300 billion in 2009 • Biggest segments are Travel (38%), Clothing(11%) and Media(10%).

  9. The payment market becomes more and more fragmented! Breakdown of preferred local payment methods (globally) Credit Card Bank Transfer COD – Cash on Delivery E-Wallet Debit Card Money Transfer Postal Transfer Cash Paid in Person by the Buyer Payment Through a Convenience Store Cash in the Mail Pre-Paid Card Other Method • Credit Card payments dominate the global online payment sector by far (59%) • E-Wallets make up already 12% of the global online payment market Source: EuPD Research, E-Commerce 2007

  10. In Germany Credit Cards make up only a small part of payment methods used for shopping Breakdown of preferred local payment methods (Germany only) • Bank transfer (69%) and Direct Debit (54%) are the most widely used payment options in Germany • Cash on delivery is still more widely used than payment via Credit Cards (only 40%, but growing) • Online bank transfer services (Giropay, Sofortueberweisung) and E-Wallets are on the rise Source: EuPD Research, E-Commerce 2007

  11. Banking 2.0: Overcoming fragmentation and complexity of the banking and payment industry to enable growth! • Internet Payment Options • Huge fragmentation • Multiple integrations necessary • Numerous contracts required E-Wallet • Instant payment/bank transfer • Low transaction costs • All currencies supported • All local payment options • No need for local bank accounts • One integration • Risk profiling and fraud control ... • Traditional Banks • Very fragmented environment • Focus on local activities • Traditionally slow and complex • Need to open local bank accounts • Various interfaces, high cost

  12. Agenda 1 Introduction to Moneybookers 2 Banking 2.0 for Businesses 3 Banking 2.0 for Consumers 4 Banking 2.0: Trends and Key Drivers 5 Contact

  13. Micropayments on the Rise The micropayments sector experienced a great shift in demand through new online consumption in recent years: Music News / Articles Video/DVD Online Publishing Communication Entertainment Traditional Paid Content Technical Literature Games / MMOPRG’s Pictures Mobile Content 13

  14. The rising importance of Micropayments emphasizes security concerns in traditional online payment! Traditional Payment New Payment The E-Wallet - The safest and quickest way to pay • Payment without revealing credit-card/banking details • Quick check out – no need to retype any details • Instant payment (send and receive) • Bank account aggregation, support of multiple payment options/ various credit cards • Fear of security leaks • Reservation to enter sensitive data esp. for smaller values • Phishing attacks High Conversion Rate Low Conversion Rate Higher Revenue Limited Growth Potential

  15. Agenda 1 Introduction to Moneybookers 2 Banking 2.0 for Businesses 3 Banking 2.0 for Consumers 4 Banking 2.0: Trends and Key Drivers 5 Contact

  16. Banking 2.0: Trends and Key Drivers • Trend 1: Globalization of websites • Local businesses start selling globally • Domestic customers move money globally (International money transfer/remittance) • Trend 2: Rise in identity theft and payment fraud • Protect your margins! • Manage payment risk locally! (Scoring models, Blacklists, local BIN databases, IP checks, Device tracking, Fraud algorithms) • Trend 3: Emergence of new business models • ‘Pay!’ (Social gifting/charities) • ‘Micro Pay!’(Virtual goods, MMOGA) • ‘Pay Out!’(User generated content) • ‘Pay me back!’(P2P payments)

  17. Agenda 1 Introduction to Moneybookers 2 Banking 2.0 for Businesses 3 Banking 2.0 for Consumers 4 Banking 2.0: Trends and Key Drivers 5 Contact

  18. Contact Martin Ott Co-CEO Phone: +44 207 608 8462 Fax: +44 207 608 1603 Mobile: +44 782 520 4850 martin.ott@moneybookers.com Moneybookers Limited Welken House · 10-11 Charterhouse Square London EC1M 6EH UK www.moneybookers.com

More Related