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Learn how Innisfree Housing Association supports their tenants and manages Universal Credit to ensure the best outcome for both parties. Discover their strategies, partnerships, and lessons learned.
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Universal CreditThe Landlord and Tenant Perspective Tricia Goan Innisfree Housing Association
Background Smaller London Housing Association Established over 30 years ago 550 households 65% of our households identify as Irish Majority of stock in North West London 60% of our overall rental income received via Housing Benefit payments
Ain’t nothing going on but the rent We’re a landlord, we house those in need We collect rent, we maintain the properties We support our tenants in their community We can’t function without the rental income We have a Rent First Approach
How do we ensure the best outcome for our tenants & ourselves with UC? • Get to know our tenants better • Accurate data & profiles to anticipate tenant needs • Information, communication & networks • Dedicated UC resource and specialist in the team • Single point of contact for tenants and DWP • Building our relationships with them both
What are we doing and why? • Housing Team trained and UC fluent • Signposting our tenants to specialist agencies • Running drop in surgeries • Encouraging tenants to build a rent credit • Supporting tenants to budget monthly not weekly • Getting our tenants online www.getonlineathome.orgwww.learnmyway.com
Doing Things Differently • Revising our procedures • Carry out detailed financial assessments • Promoting bank accounts and direct debit arrangements now • Creating key partnerships to work with our tenants
Building Relationships • Our tenants • DWP • Local Authority and local delivery groups • Food banks • Debt Advice Agencies • Credit Unions & Banks
Experience so far… Only 4 claimants so far • 3 processed and in payment • 1 in assessment • All single householders • All claims arose due to change in circumstances
Claimant 1 • Working part time • Change in circumstances • Assessed within 8 weeks • We successfully applied for Alternative Payment Arrangement (APA) • We successfully applied for APA towards arrears
Claimant 2 • JSA claimant • Loss of employment • Assessed in 7 weeks • Tenant & landlord requested APA • Declined • Under 8 weeks in arrears
Claimant 3 • JSA Claimant • Made redundant from work • Assessed in 7 weeks • Tenant & landlord requested APA – declined • Delay in assessment as DWP queried tenancy agreement!
Lessons So Far • Alternative Payment Arrangements are not guaranteed • Notification of change to UC from DWP not guaranteed • DWP understanding of rent and tenancy agreement not absolutely clear
What are we doing about it? • Issuing standard letter to DWP with all tenancy agreement requests • Promoting the need for tenants to tell us about UC and change of circumstances • Get in early - referencing Tier 1 & 2 in our letters to DWP • Keep building relationship with DWP’s • Building a week in credit on all rent accounts
We’re learning as we go • Tenant profiling • Strong tenant relationship and ongoing dialogue and communication • Strong DWP relationship • Budgeting support work • APA’s • Dedicated resource & single point of contact
Any Questions Thank you for listening