New Group Sankat Mochan Policy Safeguarding You & Your Family

1. New Group Sankat Mochan PolicySafeguarding You & Your Family

2. SPECIALLY DESIGNED FOR TEAM LIFE CARE CO. (I) PVT. LTD BY BAJAJ ALLIANZ.

3. Benefits of the policy • Personal Accident and Accidental Hospitalization and Accidental Hospital Cash covered under Single Policy • Death – 100% of Sum Insured • Highest Compensation of 125% of the Sum Insured in case of Permanent Total Disability • Accident Hospital Cash • Permanent Partial Disability – As per the PA Table

4. Underwriting Guidelines • Age of Entry for Proposer– 18 to 65 years • Policy can be renewed up to age 65 years. If a policy is given at 65 years, it would be valid only for 1 year and can not be renewed further. • No Proofs are required for this policy. However, proofs are required at the time of claim. • All proposals with positive / medical declarations must be referred to HAT. • This policy can not be offered to physically challenged individuals. • Only single policy per head.

5. Sum Insured Details

6. Additional Benefits • ACCIDENTAL HOSPITALIZATION COVERAGE. • (reimbursement only) (India only) • Covers expenses of hospitalization due to accident up to sum insured of Rs. 2,00,000. • Minimum hospitalization should be for 24 hours • HOSPITAL CASH • (India only) • Provides cash benefit (Rs. 2000) for each day of hospitalization. • Cash benefits are paid for 30 days of hospitalization in a year. • TRANSPORTATION: if claim is accepted under section 1 (death), then • BAGIC will pay towards the actual cost of transporting the remains of you/your family member(s) from the place of death to a hospital, cremation ground or burial ground. • The amount is limited to the lower of Rs.5,000/- and 2% of the sums assured.

7. Additional Benefits • CHILDREN‘S EDUCATION BENEFIT • If claim is accepted under death or PTD, then BAGIC will make a onetime payment of Rs.5,000/- each towards the cost of education of up to 2 of your dependent children who were under the age of 19 at the date you were covered under the policy met with accidental bodily injury. • AMBULANCE CHARGES for carrying you from the site of accident to the nearest hospital subject to a limit of Rs. 1000 per claim.

8. Premium Detail • Premium for this policy is Rs. 1500/- including 12.36% S.T • DD should favour Bajaj Allianz General Insurance Co. Ltd. payable at Bangalore

9. Exclusions • Accidental bodily injury: • Through Suicide, attempted suicide or self inflicted injury or illness. • While under influence of liquor or drugs. • Through deliberate or intentional, unlawful or criminal act, error or omission. • Aviation or Ballooning. • Participating as the driver, co-driver or passenger of a motor vehicle during motor racing or trial runs. • Result of curative treatments or interventions carried out • Participation in any naval, military or air force operations whether in the form of military exercises or actual war • Your consequential losses of any kind or your actual or alleged legal liability • Venereal or sexually transmitted diseases. • ! HIV (Human Immunodeficiency Virus) • Pregnancy, resulting childbirth, miscarriage, abortion, or complications arising out of any of these. • War (Whether declared or not) • Nuclear energy, radiation

10. THANK YOU