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Establishment and development of a Boutique-bank in Ukraine for export-import corporate business operation processing. Master thesis By Aslanov Anton. Contents. International banking: definitions, features and functions Modern banking tendencies
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Establishment and development of a Boutique-bank in Ukraine for export-import corporate business operation processing Master thesis By Aslanov Anton
Contents • International banking: definitions, features and functions • Modern banking tendencies • Basics of international settlements and payment methods • Central and eastern Europe banking overview • International banking services and products review • Problems and perspectives of Ukrainian banking • Boutique-bank: project plan, key features of success, must-haves • Efficiency and economic effect estimation • Conclusion: Pros / Cons / Problems to solve / Ideas
Aim, subject, object of survey • Aim: Discover primary needs of the current Ukrainian society to outline the field of activities of the future specialized bank and its forecasted economic and possible other effects • Object: The economic environment of Ukraine, represented by the uniform banking sector and its suitability to fit the needs and aims of this project in short- and long-term perspectives • Subject: The Boutique-bank. Specialized class bank with one core business, secondary and complementary services. Boutique class banks are characterized with exceptional flexibility and versatility of internal processes to ensure maximum level of personalized products for its customers
International banking concepts • Banks as economy and country heart muscle • Universal VS Specialized? • Wind rose of the world of funds transfer • Documentary business is the key • Bank = Boutique @ 100% services + customization
Banking disposition • Bank disposition rehash (fewer banks / bigger size of banks / transnational domination) • Digital / Electronic banking • Ukrainian banking market • Customer satisfaction • Unoccupied niche
Boutique-bank concept • Specialized • Customer-selective • Secure and customizable • Banking = 100% x Service x Needs
Objective: Problems and solutions • Bank for small and medium business – developing companies / IT-companies • Bank for banks – NOSTRO / Advising / Back-to-back and Fee-sharing programs along with Loan syndication • Quality of service and clockwork • 24/7 hub for customers support • User-end IT solutions • “Solve [problems] and Protect [data]”
Calculus Internal rate of return @ 10% discounting rate Internal rate of return @ 33% discounting rate *all numbers are in millions of UAH Investment Return Rate = 32-33% Pay-off Period(discount @ 10%) = 4.5 years Investment / Pay-off ratio tends to preserve with lower initial capital
Conclusion and key issues PROS • Less banks remain to achieve the task leaving the segment exposed for migration • Known working models worldwide • Economical and social project value CONS • Difficult to find proper investor • IT-solution task takes a huge amount of time and require testing • Cyber threats and countermeasure costs • Possible project hijack from the other market players
Thank you for your attention! • Questions? • Comments? • Complains?