Strategies to Negotiate and Pay Bills During COVID-19

1. Strategies to Negotiate and Pay Bills During COVID- 19 If you have ever received an atrociously high medical bill, you must have done one of two things. You might have paid the bill somehow by scraping together money or a loan, and barely scraped by for several months. Or, you might have decided to ignore and let it continue to collections. Well, here is something else that you should try instead. One of the best ways to deal with unfairly high medical expenses is to negotiate directly with the healthcare provider. Negotiating is bargaining with hospital administration/health providers unless they apply some discounts to your overall medical bill. For people with chronic health problems, the COVID-19 pandemic has grossly exponentiated the issue. If you need COVID medical bills assistance, then here are some negotiation tactics for you. Following these tactics, sequentially will prove to be a beneficial idea. 1. Examine All Your Medical Bills and Paperwork Very Thoroughly

2. Unsurprisingly, the first step involved in any negotiation is to keep yourself informed and updated thoroughly. To do this, you must examine and analyze all your medical bills in a very systematic and organized manner. Hospital bills are far from perfect, and industry estimates have shown that most medical bills have a large number of inaccuracies. Hospital billing offices can make errors all the time, and carefully examining all your bills for any discrepancies will pay off during the negotiation. There are loads of instances where patients are billed for a service that they did not receive, and you will have to go through your bills for any such cases. Doing this will allow you to negotiate your medical bills properly. 2. Keep Yourself Sufficiently Informed It is a good idea to know the exact price of each of the services you received from your healthcare provider. For example, if you go in for an MRI and an X-Ray, you should make it a point to know how much each of these individual tests cost. Sometimes, there are additional expenses incurred for anesthesia or medication. The best place to look for information on the prices of your medical procedure is online. Dozens of websites will be able to direct you onto the right path. You can also visit the hospital’s website and look up the prices for various medical procedures. Knowing all the costs will allow you to negotiate for lower prices in a far more effective manner. 3. Discuss All Your Possible Options with the Healthcare Provider The pandemic has made it very difficult for many chronic patients to access the healthcare services they need. One of the alternatives that you can take if you need COVID medical bills assistance is to have a long-drawn discussion with the hospital administrator or healthcare provider. Discussing your options will sensitize you to the various alternative payment choices and amounts that you can handle. For example, many hospitals will tell you more about fee waivers and grants that you might apply to. Many healthcare providers also allow patients to pay

3. their outstanding medical bills in the form of no-interest installments. If you can communicate to the administrator that fee waivers and incentives will allow you to pay off the bill faster, they will also provide you with waivers and grants. Have a proper discussion and consider all your options. 4. Seek Professional Assistance If none of the above negotiation tactics work, then the best thing to do is to engage professional help in the form of medical billing advocates. These are seasoned professionals who will be able to represent their clients’ interests fairly and helpfully. They can help you negotiate payments and prices with your healthcare provider. They will also be able to resolve disputes between your hospital and your insurance provider. It makes sense to engage in professional negotiators’ services if you believe that you will not be able to cope with your current medical bills. They will step in and analyze your expenses, identify unfair charges, incorrect charges, etc. and help you save a significant amount of money. It is one of the best and most effective courses of action you can take, and it makes sense to engage professional legal and negotiation services right at the outset. Final Thoughts The Coronavirus pandemic has made life very difficult and risky for many patients, especially patients with chronic or life-threatening medical issues. If you have such a circumstance, you can also contact NGOs like The PAN Foundation or apply for medical rebates. What you should not do is ignore the bill because it can affect your credit score and land you in legal trouble. If you need professional COVID medical bills assistance, contact the experts at ClaimMedic today. The experts working with them will help you find a way out of such critical situations. Content source